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M&T Bank is one of the largest regional banks in the United States, with branches in New York, Pennsylvania, West Virginia, Virginia, Maryland, Delaware. M&T Bank branches out to bridge skills gap. With apprenticeships, boot camps, college courses, and internships, CIO Mike Wisler is ramping. Look Inside The Future Of M&T Bank Stadium. Jan 31, at AM. /assets/images/imported/BAL/article-thumbnails/BRcom_60xjpg. Baltimore Ravens.
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Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers.

Access your Account Conveniently
• See available balances, transactions, credit limits, and www m&t com images
• Estimate net worth, view cash flow, centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart

Bank Securely
• Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
• Get notified with M&T Alerts through text, email, or app notification

Move Money Swiftly
• Send money with Zelle®¹ to almost www m&t com with a bank account in the U.S.
• Deposit checks
• Use M&T Flash Funds™ to deposit qualifying checks with immediate availability²
• Transfer funds between M&T accounts or make M&T loan & credit card payments
• Pay bills with the confidence of our M&T Bill Pay Guarantee³

Manage your Card Easily
• Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
• Add authorized users to your personal and business M&T credit cards
• View your M&T credit card rewards points and access your rewards account

Reach Us Readily
• Call us, using any one www m&t com our contact numbers
• Search FAQs for help with questions
• Find the branch and ATM nearest to you


¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
³To learn more about the Bill Pay Guarantee visit

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © M&T Bank. Member FDIC.


Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy.

The updated version includes:

Enhanced security features to help keep you and your finances protected.
Minor fixes and updates.

Ratings and Reviews

out of 5

K Ratings

Updated review

Initially this was my review on the latest update
**Can’t use the app until it’s updated. So I dutifully follow the rules and update it, and now it won’t open. Attempts to open, and then shuts down. Fantastic. 😕

However, I had decided to first give it the benefit of the doubt closing all other apps, soft reset- nothing. I then deleted the entire app and reinstalled it - and it’s totally fine. Additionally, the developers contacted me via email and then called to ensure it was in fact working now. Excellent customer service.
I’ve never had any difficulty with this app before, I’ve seen other reviews that bank of america money network contact negative - but it’s never been my experience. I would say that 1 issue for a brief period has actually been my only problem with M&T, and I’ve been with them for almost 20 years - including while I lived in TX for 6 and now SC. Good bank, app working fine 😊

Hi Tankasmom, we are sorry for the disruption you’re experiencing and want to assist. Please reach out to us at [email protected] and include your name and phone number as it appears on your account.

Too many avoidable issues

When this app works, it’s fine. Nothing fancy but it lets you check your accounts, make transfers, etc. My gripe is that seemingly minor issues occur far too often. Half the time I go to use the mobile check deposit it’s down for some reason (And I use it at most three times a month). Sometimes I can’t even log in at all from the app (says online banking is “unavailable”)but I can from a computer. And just now, the thing that compelled me to write this review, I tried to log into the app to check my account quickly and the app is telling me it needs an update even though it’s fully updated. Fix your app please, it should not be this frustrating to use a basic banking app.

Update 3/6/ And, it’s happening again. PLEASE STOP FORCING THE APP TO REQUIRE AN UPDATE BEFORE YOU ACTUALLY PUSH THE UPDATE OUT IN THE APP STORE!!! This is the second time in about a month that this has happened. I just want to check my account and the app is unusable because it’s requiring an update that isn’t actually available in the store. Been like chase private client banker careers for over 2 hours and counting. This is ridiculous. This should be common sense. Make the update available through the store first, THEN require the app to be updated. This is the sort of simple thing that whoever is working on this app seems to consistently get wrong, and it makes no sense at all.

Needs some serious improvements

All I want to be able to do us bank 1098 form online use this app to the fullest extent of it’s supposed “ability” but I can’t even do that. All I can do is log in and go to the main page www m&t com see my checking balance and my savings balance. Every other thing I try to do, whether it be deposit a check, transfer between accounts, or use the built in Zelle feature, comes up with the same message: Mobile banking is temporarily unavailable. “We are sorry for the inconvenience.” I’ve had this problem since the day I downloaded this app (about two months ago) and I figured it would be solved within a week or two but the issue has persisted. I’ve tried everything; resetting it, uninstall and reinstall, etc etc. NOTHING WORKS!!! Please make it so I can at least deposit a check or something because this is too much. The company I work for does not do direct deposit due to it being a locally run business with a whole lot of employees, so having to go to the bank and deposit my checks every week is really annoying, especially when I should be able to just do it through the app. The least you could do is roll out an update sometime in the near future that addresses this problem!!!

The developer, M&T Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy. www m&t com Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More


M&T Bank



www m&t com
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iPod touch
Requires iOS or later.

Age Rating

Equal Housing Lender. © M&T Bank. Member FDIC.



  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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M&T Bank

Large American Regional Bank

Map of M&T Bank branches, as of February

M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York.[1] It operates branches in New York, New Jersey, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, Washington, D.C., and Connecticut.[2] M&T is ranked nd on the Fortune [1] Until Maythe bank's holding company was named First Empire State Corporation.[3]

M&T Bank has been profitable in every quarter since [4] Other than Northern Trust, M&T was the only bank in the S&P Index not to lower its dividend during the financial crisis of –[5]

The bank owns the Buffalo Savings Bank building in downtown Buffalo. M&T Bank also sponsors M&T Bank Stadium, home of the Baltimore Ravens. M&T Bank is the official bank of the Buffalo Bills in Western New York and of their home Bills Stadium in Orchard Park, New York. Wilmington Trust is a subsidiary of M&T Bank Corporation, offering global corporate and institutional services, private banking, investment management, and fiduciary services.


In the midth century, few banking options existed for the growing number of manufacturers in the city of Buffalo. As a result, businessmen Pascal Pratt www m&t com Brownson Rumsey founded M&T Bank in as "Manufacturers and Traders Trust Company".[6] The company opened its first branch on August 29 of that year at 2 East Swan Street in Buffalo.[7]

InRobert G. Wilmers was named Chairman and CEO, a position he held until his death in December [7]

Between andM&T Bank acquired 20 financial institutions, as follows:[8]

  • December East New York Savings of New York City
  • January Monroe Savings Bank of Rochester, New York
  • September Assets of Empire of America Savings Bank of Buffalo (along with KeyBank and others)
  • May Assets of Goldome Bank of Buffalo (along with KeyBank and others)
  • July Central Trust and Endicott Trust of Rochester, New York and Binghamton, New York.[9]
  • December Hudson Valley branches of Chemical Bank; New York and Ithaca Bancorp of Ithaca, New York.
  • July Hudson Valley branches of Chase Manhattan
  • January Green Point Bank branches of Westchester, New York
  • June First National Bank of Rochester
  • April OnBank of Syracuse, New York[10]
  • September 29 Chase Bank Branches in Buffalo, Jamestown, and Binghamton[11]
  • October Keystone Financial of Central Pennsylvania[12]
  • February Premier Nation Bancorp of Newburgh[13]
  • April Allfirst Bank of Baltimore, a subsidiary of Allied Irish Banks of Ireland, in exchange for million shares of M&T and $ million in cash.[14][15] At the direction of Irish government financial regulators, AIB sold its 22% ownership interest in M&T in [16]
  • July 21 Citibank branches in Buffalo and Rochester[17]
  • December Partners Trust Financial Group, including 33 branches in upstate New York, for $ million.[18]
  • December 12 First Horizon National Corporation branches in the greater Washington D.C. and Baltimore markets.[19]
  • May Provident Bank of Maryland in a stock transaction.[20]
  • August The Federal Deposit Insurance Corporation (FDIC) seized Bradford Bank and sold all its deposits and most assets to M&T.[21] M&T and the FDIC agreed to share future losses on $ million worth of Bradford's assets.[22]

In MayM&T acquired Wilmington Trust for $ million in stock.[23]

On August 27,M&T announced the acquisition of Hudson City Bancorp for $ billion. The bank had $25 billion in deposits and $28 billion in loans and brick-and-mortar branch locations including 97 in New Jersey.[24] The acquisition was delayed for 3 years due to a money laundering case involving an M&T branch and the acquisition closed on November 2, [25][26]

InM&T received a $ million investment by the United States Treasury as a result of the Troubled Asset Relief Program (TARP) and M&T assumed another $ million in TARP obligations from its acquisitions.[27] Inthe luxury vacation rentals rehoboth beach delaware repaid $ million of TARP funds.[27]

On December 16,Robert Wilmers died and non-Executive Chairman Robert T. Brady became acting Chairman and CEO.[28] On December 20,René F. Jones was appointed Chairman and Chief Executive Officer.

On February 22,M&T Bank announced an agreement to acquire People's United Bank in an all-stock transaction valuing at approximately $ billion.[29][30]

Legal issues[edit]

Money laundering[edit]

In Junea U.S. District Judge ordered M&T Bank to forfeit $, in drug proceeds that had been laundered www m&t com its Perry Hall, Maryland, branch. At least 8 times from toDeanna Bailey, a drug dealer, went to the branch and had head teller Sabrina Fitts convert cash huntington national bank address from $20, to $, into larger bills.[31] Fitts accepted a 1% transaction fee in exchange for not filing a currency transaction report. This violated the Bank Secrecy Act of which requires all cash transactions of more than $10, to be reported to the Internal Revenue Service.[32]

The acquisition of Hudson City Bancorp was delayed for more than 3 years by the Federal Reserve Board, which was unconvinced that the bank's anti-laundering controls were strong enough.[33][34]


  1. ^ abc"M&T Bank Corp". Fortune. Retrieved
  2. ^ ab"M&T Bank Corporation Form K Annual Report". U.S. Securities and Exchange Commission.
  3. ^"First Empire State Corporation Changes Name To M&T Bank Corporation"(PDF). May 19,
  4. ^Reynolds, Ben (March 3, ). "Buffett Stocks in Focus: M&T Bank". Yahoo! Finance.
  5. ^Engren, John (February 20, ). "M&T Bank's Bob Wilmers is Too Sharp to Fail". Institutional Investor.
  6. ^Goldman, Mark (). High hopes&#;: the rise and decline of Buffalo, New York. Albany: State University of New York Press. pp.&#;70– ISBN&#.
  7. ^ ab"Newsroom: History". M&T Bank. Archived from the original on Retrieved
  8. ^"Investor Relations: Acquisitions". M&T Bank.
  9. ^"M&T Buys Central Trust, Endicott Bank Fast-Growing Buffalo Bank Pays $ Million for Two MidAtlantic Subsidiaries". The Buffalo News. February 23,
  10. ^Pinckney, Barbara (November 3, ). "M&T parent adopts bank with local branches". American City Business Journals.
  11. ^"M&T Bank To Acquire 29 Chase Branches". American City Business Journals. June 4,
  12. ^"M&T Bank to Acquire Keystone Financial". Los Angeles Times. Bloomberg News. May 18,
  13. ^"Company News: M & T Bank in Deal to Acquire Premier National Bancorp". The New York Times. Associated Press. July 11,
  14. ^"M&T Bank Corporation Consummates Acquisition of Allfirst Financial Inc" (Press release). PR Newswire. April 1, [permanent dead link]
  15. ^Patalon III, William (April 2, ). "Allfirst's sale to M&T Bank is completed". The Baltimore Sun.
  16. ^"Allied Irish Selling $ Billion Stake in M&T". The New York Times. October 6,
  17. ^Appelbaum, Binyamin (December 20, ). "M&T Agrees to Buy Provident Bank". The Washington Post.
  18. ^"M&T Completes Partners Trust Acquisition" (Press release). PR Newswire. December 3, Archived from the original on April 2, Retrieved May 21,
  19. ^Adams, Thomas (September 25, ). "M&T buys First Horizon branches". American City Business Journals.
  20. ^"M&T Bank Corporation Completes Acquisition of Provident Bankshares Corporation" (Press release). PR Newswire. May 26, [permanent dead link]
  21. ^"Manufacturers and Traders Trust Company, Buffalo, New York, Assumes All of the Deposits of Bradford Bank, Baltimore, Maryland" (Press release). Federal Deposit Insurance Corporation. August 28,
  22. ^Haber, Gary; Sullivan, Joanna (August 31, ). "Feds seize Bradford Bank; M&T to buy assets". American City Business Journals.
  23. ^"M&T to acquire Delaware bank". American Best business pinterest accounts Business Journals. November 1,
  24. ^"M&T Bank to Buy Hudson City Bancorp for $ Billion". The New York Times. August 27,
  25. ^"M&T Bank Corporation Completes Acquisition of Hudson City Bancorp, Inc" (Press release). PR Newswire. November 2,
  26. ^Ensign, Rachel Louise (November 2, ). "M&T Bank Completes Acquisition of Hudson City After 3-Year Delay". The Wall Street Journal.
  27. ^ abEavis, Peter (April 9, ). "Despite Good Health, Bank Holds Tight to TARP Funds". The New York Times.
  28. ^"M&T Bank Announces Passing of Chairman and Chief Executive Officer Robert G. Wilmers" (Press release). PR Newswire. December 17,
  29. ^"PBCT/MTB: M&T Bank, People's United to Form Diversified Banking Franchise in $B All-Stock Transaction". Reorg. February 22,
  30. ^"M&T Bank to Buy People's United for $ billion". WSJ. February 22,
  31. ^"Baltimore Drug Dealer Sentenced In Money Laundering Scheme" (Press release). United States Attorney for the District of Maryland. February 24,
  32. ^Bodley, Michael (June 18, ). "M&T Bank ordered to www m&t com $, of laundered drug proceeds". The Baltimore Sun.
  33. ^Crittenden, Michael R. (June 18, ). "Fed Cites M&T for Anti-Money Laundering Problems". The Wall Street Journal.
  34. ^Kline, Allissa (June 18, ). "Drug money-laundering probe costs M&T $K". American City Business Journals.

External links[edit]

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