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5 3 bank routing number illinois

Contact the United Bank Customer Service team via Phone Number Support (), or e-mail. The United Bank routing number is Old National Bank is dedicated to providing you with additional account choices, expanded convenience, and greater control in how you manage your money. Fifth Third Bank in Illinois branches, routing number, swift codes, location, address and contact details.

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ABA routing transit number

Code used in U.S. check transactions

"Routing transit number" redirects here. For the Canadian bank routing number system, see Routing number (Canada).

In the United States, an ABA routing transit number (ABA RTN) is a nine-digit code printed on the bottom of checks to identify the financial institution on which it was drawn. The American Bankers Association (ABA) developed the system in [1] to facilitate the sorting, bundling, and delivering of paper checks to the drawer's (check writer's) bank for debit to the drawer's account.

Newer electronic payment methods continue to rely on ABA RTNs to identify the paying bank or other financial institution. The 5 3 bank routing number illinois Reserve Banks uses ABA RTNs in processing Fedwire funds transfers. The ACH Network also uses ABA RTNs in processing direct deposits, bill payments, and other hawaiian airlines barclays mastercard login money transfers.

Management[edit]

Sincethe American Bankers Association has partnered with a series of registrars, currently Accuity, to manage the ABA routing number system.[2] Accuity is the Official Routing Number Registrar and is responsible for assigning ABA RTNs and managing the ABA RTN system. Accuity publishes the American Bankers Association Key to Routing Numbers semi-annually. The "Key Book" contains the listing of all ABA RTNs that have been assigned.

There are approximately 26, active ABA RTNs currently in use.[3] Every financial institution in the United States has at least one. The Routing Number Policy allows for up to five ABA RTNs to be assigned to a financial institution. Many institutions have more than five ABA RTNs as a result of mergers.

ABA RTNs are only for use in payment transactions within the United States. They are used on paper check, wire transfers, and ACH transactions. On a paper check, the ABA RTN is usually the middle set of nine numbers printed at the bottom of the check. Domestic transfers that use the ABA RTN will usually be returned to the paying bank.

Incoming international wire transfers also use a BIC code, also known as a SWIFT code, as they are administered by the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and defined by ISO In addition, many international financial institutions use an IBAN code.

The IBAN was originally developed to facilitate payments within the European Union but the format is flexible enough to be applied globally. It consists of an ISO alpha-2 country code, followed by two check digits that are calculated using a mod technique, and Basic Bank Account Number (BBAN) with up to thirty alphanumeric characters. The BBAN includes the domestic bank account number and potentially routing information. The national banking communities decide individually on a fixed length for chinese food san antonio BBAN in their country.

History[edit]

The bank numbers in the United States were originated by the American Bankers Association (ABA) in Banks had routing number rockland trust ma disagreeing on identification. The ABA arranged a meeting of clearing house managers in Chicago in December The gathering chose a committee to assign each bank in the country convenient numbers to use. In Maythe American Bankers Association released the codes.[5] The numerical committee was W. G. Schroeder, C. R. McKay, and J. A. Walker.[6] The publisher of the new directory was Rand-McNally and Company.[7] The ABA clearing house codes are like the sub-headings in a decimal outline. The prefixes mean locations and the suffixes banking firms within those locations. Half of the prefixes represent major cities the other half 5 3 bank routing number illinois regions of the United States. Lower prefixes are used for higher populations, first based on the U. S. Census. Likewise, within each prefix area banks are numbered in order of city population and bank seniority, although single-bank towns are numbered in alphabetical order. When a new bank is being organized, the current publisher of the directory of banks assigns it a transit code.[8] The American Bankers Association asked banks to use the directory exclusively so banks would agree on how to sort checks.[9] The book was abbreviated Key to Numerical System of The American Bankers Association, and as the Key. It was published by Rand McNally & Co.[10] In by Rand McNally moved its corporate headquarters to Skokie, Illinois, and became more interested in publishing maps.[11] Also in Skokie is a company called Accuity, which from its history has been the official registrar of ABA bank numbers since By it was the publisher of the semi-annual ABA Key to Routing Numbers and was owned by Reed Business Information, British publisher of reference works for professionals, which in turn is owned by Reed-Elsevier, English-Dutch publisher of online format reference works for professionals.[12][13] Over the years the ABA's identification numbers for banks accommodated the Federal Reserve Act, the Expedited Funds Act and the Check 21 Act. By the Key included the U. S. Federal Reserve's nine-digit magnetic-ink routing numbers.[14]

Formats[edit]

A check showing the fraction form (top middle-right, /plus branch number 01) and MICR form (bottom left, ) of the transit number.

The ABA RTN appears in two forms on a standard check – the fraction form and the MICR (magnetic ink character recognition) form.[15] Both forms give essentially the same information, though there are slight differences.

The MICR forms are the main form&#;– it is printed in magnetic ink, and is machine-readable; it appears at the bottom left of a check, and consists of nine digits.

The fraction form was used for manual processing before the invention of the MICR line, and still serves as a backup in check processing should the MICR line become illegible or torn; it generally appears in the upper right part of a check near the date.

The MICR number is of the form

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit, while the fraction is of the form:

PP-YYYY/XXXX

where PP is a 1 or 2 digit Prefix, no longer used in processing, but still printed, representing the bank's check processing center location, with 1 through 49 for processing centers located in a major city, and 50 through 99 5 3 bank routing number illinois processing is done at a non-major city in a particular state. Sometimes a branch number or the account number are printed below the fraction form; branch number is not used in processing, while the account number is listed in MICR form at the bottom. Further, the Federal Reserve Routing Symbol and ABA Institution Identifier may have fewer than 4 digits in the fraction form. The essential data, shared by both forms, is the Federal Reserve Routing Symbol (XXXX), and the ABA Institution Identifier (YYYY), and these are usually the same in both the fraction chase bank 3d secure and the MICR, with only the order and format switched (and left-padded with 0s to ensure that they are 4 digits long).

The prefix and the Federal Reserve Routing Symbol (XXXX) are determined by the bank's geographical location and treatment by the Federal Reserve type, while the remaining data (YYYY, and Branch number, if present) depends on the specific bank, and are unique within a Federal Reserve district.

In the check depicted above right, the fraction form is / (with 01 below it) and MICR form is which are analyzed as follows:

  • the prefix 11 corresponds to San Francisco,
  • (common to both) is the ABA Institution Identifier,
  • and are the Federal Reserve Routing Symbols (generally equal, here different probably due to obfuscation, see image file history for more information), with the initial "12" corresponding to the Federal Reserve Bank of San Francisco, the third digits ("1" and "9") corresponding to check processing centers, and the fourth digits ("0" and "1") corresponding to where the bank is located&#;– "0" indicates "in the Federal Reserve city of San Francisco", while "1" indicates "in the state of California".
  • the final "3" in the MICR is the check digit, and
  • the "01" below the fraction form is the branch number.

In the case of a MICR line that is illegible or torn, the check can still be processed without the check digit. Typically, a repair strip or sleeve is attached to the check, then a new MICR line is imprinted. Either or (with a hyphen, but no check digit) may be printed, and both are 9 digits. The former (with check digit) is preferred to ensure better accuracy, but requires computing the check digit, while the latter is easily determined by inspection of the fraction, with minimal clerical handling.

MICR Routing number format[edit]

The MICR routing number consists of 9 digits:

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit.

Federal Reserve[edit]

The Federal Reserve uses the ABA RTN system for processing its customers' payments. The ABA RTNs were originally assigned in the systematic way outlined below, reflecting a financial institution's geographical location bremen composites bremen indiana internal handling by the Federal Reserve. Following consolidation of the Federal Reserve's check processing facilities, and the consolidation in the banking industry, the RTN a financial institution uses may not reflect the "Fed District" where the financial institution's place of business is located. Check processing is now centralized at the Federal Reserve Bank of Atlanta.[16]

The first two digits of the nine digit RTN must be in the ranges 00 through 12, 21 through 32, 61 through 72, or

The digits are assigned as follows:

  • 00 is used by the United States Government
  • 01 through 12 are the "normal" routing numbers, and correspond to the 12 Federal Reserve Banks. For example, is the routing number for Bank of America incoming wires in New York, with the initial "02" indicating the Federal Reserve Bank of New York.
  • 21 through 32 were assigned only to thrift institutions (e.g. credit unions and savings banks) throughbut are no longer assigned (thrifts are assigned normal 01–12 numbers). Currently they are still used by the thrift institutions, or their successors, and correspond to the normal routing number, plus (For example, is the routing number for Grand Adirondack Federal Credit Union in New York, with the initial "22" corresponding to "02" (New York Fed) plus "20" (thrift).)
  • 61 through 72 are special purpose routing numbers designated for use by non-bank payment processors and clearinghouses and are termed Electronic Transaction Identifiers (ETIs), and correspond to the normal routing number, plus
  • 80 is used for traveler's checks

The first two digits correspond to the 12 Federal Reserve Banks as follows:

The third digit corresponds to the Federal Reserve check processing center originally assigned to the bank.[16]

The fourth digit is "0" if the bank is located in the Federal Reserve city proper, and otherwise is 1–9, according to which state in the Federal Reserve district it is.[16]

ABA Institution Identifier[edit]

The fifth through eighth digits constitute the bank's unique ABA identity within the given Federal Reserve district.[16]

Check digit[edit]

The ninth, check digit provides a checksum test using a position-weighted sum of each of the digits. High-speed check-sorting equipment will typically verify the checksum and if it fails, route the item to a reject pocket for manual examination, repair, and re-sorting. Mis-routings to an incorrect bank are thus greatly reduced.

The following condition must hold:[15]

3(1 + 4 + 7) + 7(2 + 5 + 8) + (3 + 6 + 9) mod 10 = 0
(Mod or modulo is the remainder of a division operation.)

In terms of weights, this is This allows one to catch any single-digit error (incorrectly inputting one digit), together with most transposition errors. 1, 3, and 7 are used because they (together with 9) are coprime to 10; using a coefficient that is divisible by 2 or 5 would lose information (because 5 \cdot 0 = 5 \cdot 2 = 5 \cdot 4 = 5 \cdot 6 = 5 \cdot 8 = 0 \mod 10), and thus would not catch some substitution errors. These do not catch transpositions of two digits that differ by 5 (0 and 5, 1 and 6, 2 and 7, 3 and 8, 4 and 9), but captures other transposition errors.[citation needed]

As an example, consider (which is a valid routing number of Bank of America in Virginia). Applying the formula, we get:

3(1&#;+&#;0&#;+&#;0) + 7(1&#;+&#;0&#;+&#;2) + (1&#;+&#;0&#;+&#;5) mod 10 = 0.

Routing symbol[edit]

OCR branch bank mynewextsetup.us

The symbol that delimits a routing transit number is the MICREB transit character ⑆ This character, with Unicode value U+, appears at right.

Fraction format[edit]

The fraction form looks like a fraction, with a numerator and a denominator.

The numerator consists of two parts separated by a dash. The prefix (no longer used in check processing, yet still printed on most checks) is a 1 or 2 digit code (P or PP) indicating the region where the bank is located. The numbers 1 to 49 are cities, assigned by size of the cities google news san jose The numbers 50 to 99 are states, assigned in a rough spatial geographic order, and are used for banks located outside one of the 49 numbered cities.

The second part of the numerator (after the dash) is the bank's ABA Institution Identifier, which also forms digits 5 to 8 of the nine digit routing number (YYYY).

The denominator is also part of the routing number; by adding leading zeroes to make up four digits where necessary (e.g. is written as31 is written aspine island north carolina vacation rentals, it forms the first four digits of the routing number (XXXX).

There might also be a fourth element printed to the right of the fraction: this is the bank's branch number. It is not included in the MICR line. It would only be navy federal business account app internally by the bank, e.g. to show where the signature card is located, where to contact the responsible officer in case of an overdraft, etc.

For example, a check from Wachovia Bank in Yardley, PA, has a fraction of / and a routing number of The prefix (55) no longer has any relevance, but from the remainder of the fraction, the first 8 digits of the routing number () can be determined, and the check digit (the last digit, 5 in this example) can be calculated 5 3 bank routing number illinois using the check digit formula (thus giving ).

ABA Prefix Table[edit]

This table is up to date as of One weakness of the current routing table arrangement is that various territories like American Samoa, Guam, Puerto Rico and the US Virgin Islands share the same routing code.

prefix location
1 New York, NY
2 Chicago, IL
3 Philadelphia, PA
4 St. Louis, MO
5 Boston, MA
6 Cleveland, OH
7 Baltimore, MD
8 Pittsburgh, PA
9 Detroit, MI
10 Buffalo, NY
11 San Francisco, CA
12 Milwaukee, WI
13 Cincinnati, OH
14 New Orleans, LA
15 Washington D.C.
16 Los Angeles, CA
17 Minneapolis, MN
18 Kansas City, MO
19 Seattle, WA
20 Indianapolis, IN
21 Louisville, Account wells fargo bank
22 St. Paul, MN
23 Denver, CO
24 Portland, OR
25 Columbus, OH
26 Memphis, TN
27 Omaha, NE
28 Spokane, WA
29 Albany, NY
30 San Antonio, TX
31 Salt Lake City, UT
32 Dallas, TX
33 Des Moines, IA
34 Tacoma, WA
35 Houston, TX
36 St. Joseph, MO
37 Fort Worth, TX
38 Savannah, GA
39 Oklahoma City, OK
40 Wichita, KS
41 Sioux City, IA
42 Pueblo, CO
43 Lincoln, NE
44 Topeka, KS
45 Dubuque, IA
46 Galveston, TX
47 5 3 bank routing number illinois Rapids, IA
48 Waco, TX
49 Muskogee, OK
50 New York
51 Connecticut
52 Maine
53 Massachusetts
54 New Hampshire
55 New Jersey
56 Ohio
57 Rhode Island
58 Vermont
59 Hawaii
60 Pennsylvania
61 Alabama
62 Delaware
63 Florida
64 Georgia
65 Maryland
66 North Carolina
67 South Carolina
68 Virginia
69 West Virginia
70 Illinois
71 Indiana
72 Iowa
73 Kentucky
74 Michigan
75 Minnesota
76 Nebraska
77 North Dakota
78 South Dakota
79 Wisconsin
80 Missouri
81 Arkansas
82 Colorado
83 Kansas
84 Louisiana
85 Mississippi
86 Oklahoma
87 Tennessee
88 Texas
89 Alaska
90 California
91 Arizona
92 Idaho
93 Montana
94 Nevada
95 New Mexico
96 Oregon
97 Utah
98 Washington
99 Wyoming
American 5 3 bank routing number illinois, Guam, Puerto Rico, Virgin Islands

See also[edit]

General Category

Canada has similar but different transaction routing structures

References[edit]

  1. ^Bankers' Hotline
  2. ^"Archived copy". Archived from the original on April 3, Retrieved March 11, CS1 maint: archived copy as title (link)
  3. ^"Archived copy". Archived from the original on August 28, Retrieved March 30, CS1 maint: archived copy as title (link)
  4. ^McNally, pp. –
  5. ^McNally, p. V
  6. ^McNally, p. VIII
  7. ^McNally, p. III
  8. ^McNally, pp. V-VI
  9. ^McNally, pp. VI-VIII
  10. ^McNally, p. VI
  11. ^RM Acq, p. Our History
  12. ^Acuity, Bankers', p. About us
  13. ^Reed Elsevier, p. Our history
  14. ^ABA, p. Key to Routing Numbers—Accuity
  15. ^ ab(Bankers' Hotline )
  16. ^ abcd(Burnett )
  • "Training Page: Learning the Bank Numbering System", Bankers' Hotline, 14 (1), Marchretrieved April 8,
  • Burnett, John (March 21, ), Bank Routing Number, BankersOnline, archived from the original on April 1,retrieved April 8,

External links[edit]

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Fifth Third Bank Routing Number &#; Wire Transfer, Direct Deposit

Fifth Third Bank has over 1, wlbz weather bangor maine across the Midwest and Southwest. They offer checking and savings accounts, certificates of deposit, credit cards, loan products, insurance, and investing services.

In order to be able to transfer money from one account to another, a routing number is needed to settle the transaction. If you’re not sure on what your Fifth Third Bank routing number is or where to find yours, continue reading below to see what it is and where you can find it.


Table of Contents

Fifth Third Bank Routing Number

Fifth Third Bank Routing Number
State (Region)Number
Florida (North)
Florida (Central)
Florida (South)
Florida (Tampa)
Georgia
Illinois
Indiana (Central)
Indiana (Southern)
Kentucky (Northern)
Kentucky (Central)
Kentucky (Southwest)
Michigan (Northern)
Michigan (Eastern)
Michigan (Western)
Missouri
North Carolina
Ohio (Cincinnati)
Ohio (Columbus)
Ohio (Northeastern)
Ohio (Northwestern)
Ohio (Western)
Ohio (Southern)
Pennsylvania
Tennessee

What is a Routing Number?

A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.

You will need your routing number for banking services like:

  • ACH payments
  • Setting up direct deposit
  • Receiving benefits from the government, including tax refunds
  • Transferring money between accounts at different banks or investment firms
  • Automatic bill payment
  • Domestic wire transfers

Can banks have multiple routing numbers?

Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality.


How to find a Routing Number on a check?

The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check.


What is the Routing Number for International Transfers?

If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.

For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.

Fifth Third Bank has no listed SWIFT code. On its website, Fifth Third recommends that you should visit a branch if you want to do a wire transfer.


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Bottom Line

Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your Fifth Third Bank routing number is for certain transactions.

You can check out the latest Fifth Third Bank Promotions here! Furthermore, if you’re interested on banking with Fifth Third, read our Fifth Third bank review and see if their services if what you’re looking for.

If this is not your bank or are banking with another institution, you can check out our bank guide master list to help you with your banking questions or browse through our archives.

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Rijea Donayre is the go-to for the latest promotions. She helps readers find the best way to save money - her goal is to provide readers with information about the best 5 3 bank routing number illinois and deals to help them save as much as possible. When she isn't working, you'll find Rijea spending most of her time at boba shops, hanging out with her friends and family, or playing with her dogs.

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Account Number Format

Want funds deposited or withdrawn directly from your CEFCU account?

Just use CEFCU’s routing number — — and your digit account number. Find the correct digit account number format below! Or, log into CEFCU On-Line® and locate your account number(s) on the home page.

Your account number is important. You’ll use it to set up direct deposits and automatic transfers, load chime card with credit card you visit a Member Center or perform transactions over the phone, and more. It’s important to memorize your account number, and know the correct account number format. Use the guide below to find the correct account number format for your account.

Account

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account 5 3 bank routing number illinois acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Insured Money Market Account

05 Base acct # IMMA digit

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

01 Base acct # Checking digit

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

08 Base acct # Checking digit

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Loan suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct Suffix

Remember, you can always reference your account number on your CEFCU On-Line or Mobile Banking Home Page. Your account number will be listed under the balance of each individual account — be sure to include digits without spaces or hyphens. For additional assistance, visit a Member Center.

At this time, payments to a Home Equity Line of Credit cannot be set up this way. Contact CEFCU for more information.

Checking Account Information Example

Example Check

Check Number
The check number appears in the upper right corner of your check. It’s also the right group of numbers at the bottom of a check.

Routing Number
CEFCU’s routing number is always You can find it in the numbers at the bottom of your check. It’s the left group of numbers.

Account Number
Your Checking account number is the middle group of numbers at the bottom of a check. Be sure to include the 01 when referring to the Checking account, avoiding spaces or hyphens, so the account number is a total of ten digits. In this example, the Checking account number is — with 01 indicating Checking, indicating the base account number, and 8 indicating the Checking suffix.

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TD Bank Routing/ABA numbers

Sample check

The TD Bank routing/ABA numbers are listed below.

These numbers are sometimes called transit numbers.
Connecticut
Florida
Maine
Massachusetts/Rhode Island
Metro DC/Maryland/Virginia
New Hampshire

Please use the following routing number you bank at one of the following branch locations:

Seabrook
Lafayette Road, Seabrook, NH

Plaistow
47 Plaistow Road, RoutePlaistow, NH

Kingston
53 Church St, Kingston, NH

Hampstead
Main Street Hampstead, NH

Derry
35 Manchester Rd. Derry, NH

Londonderry
62 Nashua Rd Londonderry NH

Salem NH
North Broadway, Salem, NH )
New Jersey/Delaware
New York – Metro NYC or former Commerce customers
New York – Upstate NY or former Banknorth customers
North Carolina/South Carolina
Pennsylvania
Vermont
You can also find the routing / ABA (transit) number at the bottom left side of your check.
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5 3 bank routing number illinois

5 3 bank routing number illinois -

Here&#;s Your Fifth Third Bank Routing Number

Banking / Banks

Building Exterior, Built Structure, Clear Sky, Color Image, Fifth Third, Fifth Third Bank, Finance, MICHIGAN, Midwest USA, Number 3, Number 5, Photography, Sign, Sky, USA, bank, blue sky, day, nobody

RiverNorthPhotography / Getty Images

Fifth Third Bank serves customers throughout the South and Midwest regions of the U.S. But when it comes to transferring money, does Fifth Third use different routing numbers in different regions? Keep reading to find out.

What Is Fifth Third Bank’s Routing Number?

For incoming wire transfers to Fifth Third Bank the routing number is For all other types of transfers and services find the routing number associated with your state and region where you opened your account below.

Fifth Third Bank Routing Number By State
State (Region)Number
Florida (North)
Florida (Central)
Florida (South)
Florida (Tampa)
Georgia
Illinois
Indiana (Central)
Indiana (Southern)
Kentucky (Northern)
Kentucky (Central)
Kentucky (Southwest)
Michigan (Northern)
Michigan (Eastern)
Michigan (Western)
Missouri
North Carolina
Ohio (Cincinnati)
Ohio (Columbus)
Ohio (Northeastern)
Ohio (Northwestern)
Ohio (Western)
Ohio (Southern)
Pennsylvania
Tennessee

While many banks use only one routing number, Fifth Third uses multiple routing numbers to serve customers across different regions, which is not always the case for multi-regional banks.

Related: Fifth Third Bank Review

What Is a Routing Number?

A routing number is a nine-digit security feature banks use to identify each other during a transaction. Other names used for routing numbers are ABA numbers — which stands for American Bankers Association, which created routing numbers back in  — and routing transit number. Routing numbers aren’t only used in bank transfers. Some services require them if you’re making a payment or setting up recurring payments.

Now Learn: How To Find Your Bank Routing Number in Seconds

Banks Can Have Multiple Routing Numbers

As you’ve just seen, yes they can. The number of routing numbers a bank uses depends on factors such as the size of the bank — big banks like Wells Fargo and Citibank are good examples — and the regions it operates in. Some banks also acquire multiple routing numbers through mergers.

How Do You Find a Routing Number on a Check?

Your routing number can be found on the bottom-left corner of your personal checks, next to your account number. Remember not to confuse the two by entering the longer account number instead of the nine-digit routing number.

Also Find Out: How To Use and Find Your Fifth Third Bank Login

Different Routing Numbers for International Wire Transfers

Banks use SWIFT codes to identify each other globally. The numbers and letters in SWIFT codes identify the bank’s country of origin and location. They are normally a combination of eight digits and letters. Longer SWIFT codes identify a specific branch from that bank.

Fifth Third doesn’t list its SWIFT code on its website, but multiple secondary sources list it as FTBCUS3C. In the FAQ section of its website, Fifth Third recommends that customers who want to do a wire transfer should visit a branch.

More From GOBankingRates

This content is not provided by Fifth Third Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Fifth Third Bank.

Information accurate as of Oct. 01,

About the Author

Sean joined the GOBankingRates team in , bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

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Hampstead, NH

Derry
35 Manchester Rd. Derry, NH

Londonderry
62 Nashua Rd Londonderry NH

Salem NH
North Broadway, Salem, NH )New Jersey/DelawareNew York – Metro NYC or former Commerce customers New York – Upstate NY or former Banknorth customersNorth Carolina/South CarolinaPennsylvaniaVermont You can also find the routing / ABA (transit) number at the bottom left side of your check.
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How do I find my routing number Fifth Third Bank?

Your routing number is also the first set of numbers printed on the bottom left of your Fifth Third checks….Fifth Third mobile app, on Android

  1. Log in and from the home screen tap your checking account.
  2. Tap the three dot menu in the upper right corner.
  3. Tap “View Account/Routing Numbers.”

What is Fifth Third Bank routing number for Illinois?


Affiliate Routing Numbers

Fifth Third Bank Affiliate Routing Numbers
RegionRouting Number
FL-Tampa, Florida
GA-Georgia
IL-Chicago

What is Fifth Third Bank ACH routing number?

The ACH routing number for Fifth Third Bank is

Which bank routing number is ?

Routing number of Sutton Bank

NameSutton Bank The name of the banking institution to which this number refers
CityAttica
StateOH (Ohio)
Zipcode
Servicing FRB Number (Federal Reserve Bank Number) Address: Ach Department, City: Atlanta, State: Georgia, Zipcode:

Account and routing numbers are viewable in your account online, or in the Fifth Third mobile app. Log in and from the home screen tap your checking account. Tap the three dot menu in the upper right corner. Tap “View Account/Routing Numbers.”

What is the routing number for Fifth Third Bank in Louisville Kentucky?

Affiliate Routing Numbers

Fifth Third Bank Affiliate Routing Numbers
RegionRouting Number
IN-Southern Indiana
KY-Central Kentucky
KY-Northern Kentucky

What are Fifth Third Bank transit routing numbers?

The Fifth Third Bank Transit Routing Numbers are the numbers used for the bill payment or transfer of any funds through Internet Banking Transfers from the savings account to the third parties or any other deposit accounts. Every time when a transfer is done through online, the routing numbers are asked and accordingly the transfers are done.

What is the phone number for Fifth Third Bank?

The main phone number for Fifth Third Bank is The assigned Federal Reserve Office for Fifth Third Bank is Fed WHAT IS A BANK ROUTING NUMBER? A bank’s Routing Transit Number (RTN) is a 9-digit code used to identify your bank on checks, direct deposit, bill pay, and in other transactions.

Where is Fifth Third Bank in Cincinnati Ohio?

CINCINNATI, OH Fifth Third Bank’s routing number (the leftmost number on the bottom of a check) is

Where to find com bank routing number?

Check out the list of routing number for com bank as per its various branches in various locations in Ohio: How do I find my bank’s routing number? Take a checkbook associated with your savings or checking account.

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ABA routing transit number

Code used in U.S. check transactions

"Routing transit number" redirects here. For the Canadian bank routing number system, see Routing number (Canada).

In the United States, an ABA routing transit number (ABA RTN) is a nine-digit code printed on the bottom of checks to identify the financial institution on which it was drawn. The American Bankers Association (ABA) developed the system in [1] to facilitate the sorting, bundling, and delivering of paper checks to the drawer's (check writer's) bank for debit to the drawer's account.

Newer electronic payment methods continue to rely on ABA RTNs to identify the paying bank or other financial institution. The Federal Reserve Banks uses ABA RTNs in processing Fedwire funds transfers. The ACH Network also uses ABA RTNs in processing direct deposits, bill payments, and other automated money transfers.

Management[edit]

Since , the American Bankers Association has partnered with a series of registrars, currently Accuity, to manage the ABA routing number system.[2] Accuity is the Official Routing Number Registrar and is responsible for assigning ABA RTNs and managing the ABA RTN system. Accuity publishes the American Bankers Association Key to Routing Numbers semi-annually. The "Key Book" contains the listing of all ABA RTNs that have been assigned.

There are approximately 26, active ABA RTNs currently in use.[3] Every financial institution in the United States has at least one. The Routing Number Policy allows for up to five ABA RTNs to be assigned to a financial institution. Many institutions have more than five ABA RTNs as a result of mergers.

ABA RTNs are only for use in payment transactions within the United States. They are used on paper check, wire transfers, and ACH transactions. On a paper check, the ABA RTN is usually the middle set of nine numbers printed at the bottom of the check. Domestic transfers that use the ABA RTN will usually be returned to the paying bank.

Incoming international wire transfers also use a BIC code, also known as a SWIFT code, as they are administered by the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and defined by ISO In addition, many international financial institutions use an IBAN code.

The IBAN was originally developed to facilitate payments within the European Union but the format is flexible enough to be applied globally. It consists of an ISO alpha-2 country code, followed by two check digits that are calculated using a mod technique, and Basic Bank Account Number (BBAN) with up to thirty alphanumeric characters. The BBAN includes the domestic bank account number and potentially routing information. The national banking communities decide individually on a fixed length for all BBAN in their country.

History[edit]

The bank numbers in the United States were originated by the American Bankers Association (ABA) in Banks had been disagreeing on identification. The ABA arranged a meeting of clearing house managers in Chicago in December The gathering chose a committee to assign each bank in the country convenient numbers to use. In May , the American Bankers Association released the codes.[5] The numerical committee was W. G. Schroeder, C. R. McKay, and J. A. Walker.[6] The publisher of the new directory was Rand-McNally and Company.[7] The ABA clearing house codes are like the sub-headings in a decimal outline. The prefixes mean locations and the suffixes banking firms within those locations. Half of the prefixes represent major cities the other half represent regions of the United States. Lower prefixes are used for higher populations, first based on the U. S. Census. Likewise, within each prefix area banks are numbered in order of city population and bank seniority, although single-bank towns are numbered in alphabetical order. When a new bank is being organized, the current publisher of the directory of banks assigns it a transit code.[8] The American Bankers Association asked banks to use the directory exclusively so banks would agree on how to sort checks.[9] The book was abbreviated Key to Numerical System of The American Bankers Association, and as the Key. It was published by Rand McNally & Co.[10] In by Rand McNally moved its corporate headquarters to Skokie, Illinois, and became more interested in publishing maps.[11] Also in Skokie is a company called Accuity, which from its history has been the official registrar of ABA bank numbers since By it was the publisher of the semi-annual ABA Key to Routing Numbers and was owned by Reed Business Information, British publisher of reference works for professionals, which in turn is owned by Reed-Elsevier, English-Dutch publisher of online format reference works for professionals.[12][13] Over the years the ABA's identification numbers for banks accommodated the Federal Reserve Act, the Expedited Funds Act and the Check 21 Act. By the Key included the U. S. Federal Reserve's nine-digit magnetic-ink routing numbers.[14]

Formats[edit]

A check showing the fraction form (top middle-right, /plus branch number 01) and MICR form (bottom left, ) of the transit number.

The ABA RTN appears in two forms on a standard check – the fraction form and the MICR (magnetic ink character recognition) form.[15] Both forms give essentially the same information, though there are slight differences.

The MICR forms are the main form&#;– it is printed in magnetic ink, and is machine-readable; it appears at the bottom left of a check, and consists of nine digits.

The fraction form was used for manual processing before the invention of the MICR line, and still serves as a backup in check processing should the MICR line become illegible or torn; it generally appears in the upper right part of a check near the date.

The MICR number is of the form

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit, while the fraction is of the form:

PP-YYYY/XXXX

where PP is a 1 or 2 digit Prefix, no longer used in processing, but still printed, representing the bank's check processing center location, with 1 through 49 for processing centers located in a major city, and 50 through 99 representing processing is done at a non-major city in a particular state. Sometimes a branch number or the account number are printed below the fraction form; branch number is not used in processing, while the account number is listed in MICR form at the bottom. Further, the Federal Reserve Routing Symbol and ABA Institution Identifier may have fewer than 4 digits in the fraction form. The essential data, shared by both forms, is the Federal Reserve Routing Symbol (XXXX), and the ABA Institution Identifier (YYYY), and these are usually the same in both the fraction form and the MICR, with only the order and format switched (and left-padded with 0s to ensure that they are 4 digits long).

The prefix and the Federal Reserve Routing Symbol (XXXX) are determined by the bank's geographical location and treatment by the Federal Reserve type, while the remaining data (YYYY, and Branch number, if present) depends on the specific bank, and are unique within a Federal Reserve district.

In the check depicted above right, the fraction form is / (with 01 below it) and MICR form is which are analyzed as follows:

  • the prefix 11 corresponds to San Francisco,
  • (common to both) is the ABA Institution Identifier,
  • and are the Federal Reserve Routing Symbols (generally equal, here different probably due to obfuscation, see image file history for more information), with the initial "12" corresponding to the Federal Reserve Bank of San Francisco, the third digits ("1" and "9") corresponding to check processing centers, and the fourth digits ("0" and "1") corresponding to where the bank is located&#;– "0" indicates "in the Federal Reserve city of San Francisco", while "1" indicates "in the state of California".
  • the final "3" in the MICR is the check digit, and
  • the "01" below the fraction form is the branch number.

In the case of a MICR line that is illegible or torn, the check can still be processed without the check digit. Typically, a repair strip or sleeve is attached to the check, then a new MICR line is imprinted. Either or (with a hyphen, but no check digit) may be printed, and both are 9 digits. The former (with check digit) is preferred to ensure better accuracy, but requires computing the check digit, while the latter is easily determined by inspection of the fraction, with minimal clerical handling.

MICR Routing number format[edit]

The MICR routing number consists of 9 digits:

XXXXYYYYC

where XXXX is Federal Reserve Routing Symbol, YYYY is ABA Institution Identifier, and C is the Check Digit.

Federal Reserve[edit]

The Federal Reserve uses the ABA RTN system for processing its customers' payments. The ABA RTNs were originally assigned in the systematic way outlined below, reflecting a financial institution's geographical location and internal handling by the Federal Reserve. Following consolidation of the Federal Reserve's check processing facilities, and the consolidation in the banking industry, the RTN a financial institution uses may not reflect the "Fed District" where the financial institution's place of business is located. Check processing is now centralized at the Federal Reserve Bank of Atlanta.[16]

The first two digits of the nine digit RTN must be in the ranges 00 through 12, 21 through 32, 61 through 72, or

The digits are assigned as follows:

  • 00 is used by the United States Government
  • 01 through 12 are the "normal" routing numbers, and correspond to the 12 Federal Reserve Banks. For example, is the routing number for Bank of America incoming wires in New York, with the initial "02" indicating the Federal Reserve Bank of New York.
  • 21 through 32 were assigned only to thrift institutions (e.g. credit unions and savings banks) through , but are no longer assigned (thrifts are assigned normal 01–12 numbers). Currently they are still used by the thrift institutions, or their successors, and correspond to the normal routing number, plus (For example, is the routing number for Grand Adirondack Federal Credit Union in New York, with the initial "22" corresponding to "02" (New York Fed) plus "20" (thrift).)
  • 61 through 72 are special purpose routing numbers designated for use by non-bank payment processors and clearinghouses and are termed Electronic Transaction Identifiers (ETIs), and correspond to the normal routing number, plus
  • 80 is used for traveler's checks

The first two digits correspond to the 12 Federal Reserve Banks as follows:

The third digit corresponds to the Federal Reserve check processing center originally assigned to the bank.[16]

The fourth digit is "0" if the bank is located in the Federal Reserve city proper, and otherwise is 1–9, according to which state in the Federal Reserve district it is.[16]

ABA Institution Identifier[edit]

The fifth through eighth digits constitute the bank's unique ABA identity within the given Federal Reserve district.[16]

Check digit[edit]

The ninth, check digit provides a checksum test using a position-weighted sum of each of the digits. High-speed check-sorting equipment will typically verify the checksum and if it fails, route the item to a reject pocket for manual examination, repair, and re-sorting. Mis-routings to an incorrect bank are thus greatly reduced.

The following condition must hold:[15]

3(1 + 4 + 7) + 7(2 + 5 + 8) + (3 + 6 + 9) mod 10 = 0
(Mod or modulo is the remainder of a division operation.)

In terms of weights, this is This allows one to catch any single-digit error (incorrectly inputting one digit), together with most transposition errors. 1, 3, and 7 are used because they (together with 9) are coprime to 10; using a coefficient that is divisible by 2 or 5 would lose information (because 5 \cdot 0 = 5 \cdot 2 = 5 \cdot 4 = 5 \cdot 6 = 5 \cdot 8 = 0 \mod 10), and thus would not catch some substitution errors. These do not catch transpositions of two digits that differ by 5 (0 and 5, 1 and 6, 2 and 7, 3 and 8, 4 and 9), but captures other transposition errors.[citation needed]

As an example, consider (which is a valid routing number of Bank of America in Virginia). Applying the formula, we get:

3(1&#;+&#;0&#;+&#;0) + 7(1&#;+&#;0&#;+&#;2) + (1&#;+&#;0&#;+&#;5) mod 10 = 0.

Routing symbol[edit]

OCR branch bank mynewextsetup.us

The symbol that delimits a routing transit number is the MICREB transit character ⑆ This character, with Unicode value U+, appears at right.

Fraction format[edit]

The fraction form looks like a fraction, with a numerator and a denominator.

The numerator consists of two parts separated by a dash. The prefix (no longer used in check processing, yet still printed on most checks) is a 1 or 2 digit code (P or PP) indicating the region where the bank is located. The numbers 1 to 49 are cities, assigned by size of the cities in The numbers 50 to 99 are states, assigned in a rough spatial geographic order, and are used for banks located outside one of the 49 numbered cities.

The second part of the numerator (after the dash) is the bank's ABA Institution Identifier, which also forms digits 5 to 8 of the nine digit routing number (YYYY).

The denominator is also part of the routing number; by adding leading zeroes to make up four digits where necessary (e.g. is written as , 31 is written as , etc.), it forms the first four digits of the routing number (XXXX).

There might also be a fourth element printed to the right of the fraction: this is the bank's branch number. It is not included in the MICR line. It would only be used internally by the bank, e.g. to show where the signature card is located, where to contact the responsible officer in case of an overdraft, etc.

For example, a check from Wachovia Bank in Yardley, PA, has a fraction of / and a routing number of The prefix (55) no longer has any relevance, but from the remainder of the fraction, the first 8 digits of the routing number () can be determined, and the check digit (the last digit, 5 in this example) can be calculated by using the check digit formula (thus giving ).

ABA Prefix Table[edit]

This table is up to date as of One weakness of the current routing table arrangement is that various territories like American Samoa, Guam, Puerto Rico and the US Virgin Islands share the same routing code.

prefix location
1 New York, NY
2 Chicago, IL
3 Philadelphia, PA
4 St. Louis, MO
5 Boston, MA
6 Cleveland, OH
7 Baltimore, MD
8 Pittsburgh, PA
9 Detroit, MI
10 Buffalo, NY
11 San Francisco, CA
12 Milwaukee, WI
13 Cincinnati, OH
14 New Orleans, LA
15 Washington D.C.
16 Los Angeles, CA
17 Minneapolis, MN
18 Kansas City, MO
19 Seattle, WA
20 Indianapolis, IN
21 Louisville, KY
22 St. Paul, MN
23 Denver, CO
24 Portland, OR
25 Columbus, OH
26 Memphis, TN
27 Omaha, NE
28 Spokane, WA
29 Albany, NY
30 San Antonio, TX
31 Salt Lake City, UT
32 Dallas, TX
33 Des Moines, IA
34 Tacoma, WA
35 Houston, TX
36 St. Joseph, MO
37 Fort Worth, TX
38 Savannah, GA
39 Oklahoma City, OK
40 Wichita, KS
41 Sioux City, IA
42 Pueblo, CO
43 Lincoln, NE
44 Topeka, KS
45 Dubuque, IA
46 Galveston, TX
47 Cedar Rapids, IA
48 Waco, TX
49 Muskogee, OK
50 New York
51 Connecticut
52 Maine
53 Massachusetts
54 New Hampshire
55 New Jersey
56 Ohio
57 Rhode Island
58 Vermont
59 Hawaii
60 Pennsylvania
61 Alabama
62 Delaware
63 Florida
64 Georgia
65 Maryland
66 North Carolina
67 South Carolina
68 Virginia
69 West Virginia
70 Illinois
71 Indiana
72 Iowa
73 Kentucky
74 Michigan
75 Minnesota
76 Nebraska
77 North Dakota
78 South Dakota
79 Wisconsin
80 Missouri
81 Arkansas
82 Colorado
83 Kansas
84 Louisiana
85 Mississippi
86 Oklahoma
87 Tennessee
88 Texas
89 Alaska
90 California
91 Arizona
92 Idaho
93 Montana
94 Nevada
95 New Mexico
96 Oregon
97 Utah
98 Washington
99 Wyoming
American Samoa, Guam, Puerto Rico, Virgin Islands

See also[edit]

General Category

Canada has similar but different transaction routing structures

References[edit]

  1. ^Bankers' Hotline
  2. ^"Archived copy". Archived from the original on April 3, Retrieved March 11, CS1 maint: archived copy as title (link)
  3. ^"Archived copy". Archived from the original on August 28, Retrieved March 30, CS1 maint: archived copy as title (link)
  4. ^McNally, pp. –
  5. ^McNally, p. V
  6. ^McNally, p. VIII
  7. ^McNally, p. III
  8. ^McNally, pp. V-VI
  9. ^McNally, pp. VI-VIII
  10. ^McNally, p. VI
  11. ^RM Acq, p. Our History
  12. ^Acuity, Bankers', p. About us
  13. ^Reed Elsevier, p. Our history
  14. ^ABA, p. Key to Routing Numbers—Accuity
  15. ^ ab(Bankers' Hotline )
  16. ^ abcd(Burnett )
  • "Training Page: Learning the Bank Numbering System", Bankers' Hotline, 14 (1), March , retrieved April 8,
  • Burnett, John (March 21, ), Bank Routing Number, BankersOnline, archived from the original on April 1, , retrieved April 8,

External links[edit]

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Account Number Format

Want funds deposited or withdrawn directly from your CEFCU account?

Just use CEFCU’s routing number — — and your digit account number. Find the correct digit account number format below! Or, log into CEFCU On-Line® and locate your account number(s) on the home page.

Your account number is important. You’ll use it to set up direct deposits and automatic transfers, when you visit a Member Center or perform transactions over the phone, and more. It’s important to memorize your account number, and know the correct account number format. Use the guide below to find the correct account number format for your account.

Account

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Insured Money Market Account

05 Base acct # IMMA digit

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

01 Base acct # Checking digit

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

08 Base acct # Checking digit

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Loan suffix

Deposits

Withdrawals/
Debits

Account No. Format

Account Type

Base acct # Acct Suffix

Remember, you can always reference your account number on your CEFCU On-Line or Mobile Banking Home Page. Your account number will be listed under the balance of each individual account — be sure to include digits without spaces or hyphens. For additional assistance, visit a Member Center.

At this time, payments to a Home Equity Line of Credit cannot be set up this way. Contact CEFCU for more information.

Checking Account Information Example

Example Check

Check Number
The check number appears in the upper right corner of your check. It’s also the right group of numbers at the bottom of a check.

Routing Number
CEFCU’s routing number is always You can find it in the numbers at the bottom of your check. It’s the left group of numbers.

Account Number
Your Checking account number is the middle group of numbers at the bottom of a check. Be sure to include the 01 when referring to the Checking account, avoiding spaces or hyphens, so the account number is a total of ten digits. In this example, the Checking account number is — with 01 indicating Checking, indicating the base account number, and 8 indicating the Checking suffix.

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5 3 bank routing number illinois

Comments

  1. Sir iam a engineering student in Bangalore I paid my 1st year fees last year but this year IAM planning to get education loan but I have one doubt. In last 5 years my dad has taken bikes, laptops,and mobiles on emi but many cheques bounced and he didn't pay emi on time his karur vysya bank account balance is -20,000 but he he doesn't have sbi account . Is it ok if I take loan by creating his account in SBI and make him as coborrower . If I make him coborrower do I will get loan or not. Or do I need to take loan on by making my mother as coborrower my mother haven't taken any loans at all . Please suggest sir what should I do please reply sir IAM going through financial Crisis because my dad is suffering from stroke . I don't want to quit my education so I need loan please reply me

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