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pnc bank credit cards for bad credit

PNC Cash Rewards®Visa® Credit Card · PNC Core® Visa® Credit Card · PNC points® Visa® Credit Card · PNC Premier Traveler® Visa Signature® Credit Card · PNC Cash. Other banks can even provide you with your new credit card number shortly after approval, giving you access to your credit line almost. PNC Bank review: It has branches in 22 states, but you'll earn the highest savings rate if you bank online Best cash-back credit cards.
pnc bank credit cards for bad credit

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PNC BusinessOptions® Visa Signature® Credit Card Review

The PNC BusinessOptions® Visa Signature® Credit Card is a business credit card designed for small and midsize companies. As its name suggests, it&#;s all about options &#; lots of options.

BusinessOptions customers can choose from a charge card (&#;pay-in-full&#;) or traditional credit card (&#;revolve&#;) option, depending on their needs. The pay-in-full option comes with a much higher spending limit, but requires cardholders to pay their balances off in full by the statement due date.

BusinessOptions also offers 3 different rewards program options: cash back, PNC Points (an in-house loyalty currency), and travel miles that can be redeemed for statement credits against travel purchases. Cardholders can choose whichever program best suits their needs.

According to PNC, BusinessOptions is meant for cardholders &#;with annual credit card spend of $50, or more,&#; so it&#;s not for very small or frugal businesses with few expenses. That&#;s underscored by the annual fee system, which penalizes low-spending cardholders: the annual fee is $ for those who spend less than $50, per year. On the bright side, cardholders who spend more than $, each year pay no annual fee. And the sign-up bonus is nearly enough to offset the first-year annual fee, even at the lowest annual spending tier.

If you&#;re in the market for a new business credit card, take a closer look at PNC Visa Signature BusinessOptions. It&#;s not like other business credit cards &#; and that can be a good or bad thing, depending on where you&#;re sitting.

Key Features

Sign-up Bonus

When you spend at least $15, in eligible purchases within the first 3 billing cycles your account is open, you get a $ statement credit.

Revolving Credit Line or Pay-in-Full

The PNC Visa Signature BusinessOptions Credit Card is available as a charge card or a traditional credit card. The charge card option, known as pay-in-full, requires you to pay your monthly balance in full by the statement due date. Failure to do so puts you at risk of default and may result in the closure of your account. The credit card option, known as revolving credit (or simply &#;revolve&#;), lets you pay your balance over time. Balances not paid in full by the statement due date accrue interest at a variable APR.

Spending Limits

Every BusinessOptions cardholder is assigned a spending limit based on their creditworthiness and income. Revolving cardholders&#; credit limits can range as high as $50,, while pay-in-full cardholders&#; limits can range up to $,

Optional Cash Back Rewards Program

The first of the PNC Visa Signature BusinessOptions Credit Card&#;s rewards programs is a cash back rewards scheme that itself offers 2 different configurations, depending on whether you&#;re a revolve or pay-in-full customer. Revolve customers earn unlimited % cash back on all spending. Pay-in-full customers earn unlimited 1% cash back on all spending.

In both cases, cash back rewards are automatically redeemed as quarterly statement credits on the March, June, September, and December statements, regardless of how much was earned during the previous quarter.

Optional PNC Points Rewards Program

The second rewards option revolves around PNC Points. For every $1 you spend with your card, you earn 5 PNC Points, with no caps or restrictions. PNC Points can be redeemed for a wide variety of items, including travel, gift cards, general merchandise, experiences, statement credits, and more.

PNC Points are typically worth well under $ apiece at redemption, but their value can fluctuate dramatically depending on the redemption method. The minimum redemption amount varies by category.

Optional Travel Rewards Program

The third rewards option involves travel miles. For every $1 spent, you earn 1 travel mile, with no caps or restrictions. You can redeem your miles for statement credits against qualifying travel purchases (including airfare and hotels). If redeeming for airfare, you must redeem at least 25, miles, and in 5, increments thereafter (30,, 35,, and so on). If redeeming for hotels or other types of travel, you must redeem in increments of 5, miles. You can also redeem for general, non-travel statement credits, also in 5,mile increments.

Miles are worth $ apiece when redeemed for air travel, $ apiece when redeemed for other travel purchases, and $ when redeemed for general statement credits.

Expense Tracking and Reporting Tools

This card comes with a nice lineup of expensive tracking and reporting tools, including an app that lets you categorize business expenses and segment expenditures at the employee card level &#; a nice help if you&#;re managing multiple employee cards and need to keep each person&#;s spending straight.

Important Fees

The annual fee ranges from $0 to $, depending on spending, and is always waived in the first year.

Cardholders who spend between $0 and $49, each year pay $ Cardholders with annual spend between $50, and $74, pay $ Cardholders who spend between $75, and $99, pay $ And cardholders who spend more than $, pay nothing.

There is no foreign transaction fee or employee card (authorized user) fee. Balance transfers cost the greater of $5 or 3%, and cash advances cost the greater of $10 or 4%. Late payment fees cost $49 for revolving credit customers and $39 for pay-in-full customers. Returned payments cost $ If you want a custom card with your business logo on it, it costs $ per account.

Checking Account Fee Waiver

When you designate your PNC Bank business checking account as your billing account for this card, you can offset its monthly maintenance fee (if any).

Travel and Purchase Benefits

As a Visa Signature product, this card comes with a host of travel benefits underwritten by Visa. These include:

  • Complimentary loss and damage coverage on rental cars charged in full with the card
  • Roadside dispatch for stranded travelers
  • Extended warranties on certain qualifying purchases
  • Purchase protection for registered items stolen or damaged within 90 to days of purchase
  • Travel accident insurance, a bare-bones form of travel insurance
  • Emergency card replacement
  • Visa Signature Concierge, which helps travelers book hotels, restaurant reservations, and more

Credit Required

The PNC BusinessOptions Card requires good to excellent credit. Additionally, your spending limit and pay-in-full qualification is likely to depend on your company&#;s income.

Advantages

  1. Choice of 3 Rewards Programs. The PNC Visa Signature BusinessOptions Credit Card lets you choose from 3 different rewards programs: cash back, in-house loyalty currency, or travel rewards. Virtually all other business credit cards stick you with a single rewards program, even if it&#;s not particularly well suited to your needs.
  2. Choice of Pay-in-Full or Revolving Credit Line. As a PNC Visa Signature BusinessOptions Credit Card user, you can choose to use your card as an interest-accruing traditional credit card or a pay-in-full charge card. If you like the freedom to finance large purchases and pay off your balance over time, the former is ideal. If you prefer to pay off your statements in full and avoid the temptation to carry balances, the latter is likely to be your cup of tea. Most competing cards don&#;t give you a choice at all.
  3. Nice Sign-up Bonus. When you spend at least $15, within the first 3 billing cycles, you get a $ statement credit. That&#;s better than most competing business cash back credit cards, though the spending threshold is rather high.
  4. Potential for High Spending Limit. This card&#;s spending limit ranges as high as $, If you need a business credit card with singular spending power, it&#;s hard to do better than the PNC Visa Signature BusinessOptions Credit Card.
  5. No Foreign Transaction Fee. The PNC Visa Signature BusinessOptions Credit Card has no foreign transaction fee. That&#;s great news for regular international travelers. Many competing cards charge foreign transaction fees between 2% and 3%, effectively negating their rewards on overseas purchases.
  6. No Fees for Employee Cards. PNC doesn&#;t charge for employee credit cards, no matter how many you need. That&#;s a big advantage for primary cardholders who own larger businesses with multiple employees authorized to spend on behalf of the company. Some business cards charge $50 to $ per year, per employee card, which can quickly become prohibitive for larger firms.

Disadvantages

  1. Low Spenders Pay High Annual Fees. To varying degrees, the PNC Visa Signature BusinessOptions Credit Card&#;s annual fee schedule penalizes cardholders who spend less than $, per year. If you spend less than $75,, you need to swallow an annual fee of at least $ &#; and double that if your spending comes in under $50, That&#;s much higher than comparable business credit cards, most of which cost no more than $99 per year to keep in your wallet.
  2. High Spending Threshold for Sign-up Bonus. This card&#;s sign-up bonus requires a lot of early spending: $15, in eligible purchases within the first 3 billing cycles. That&#;s not insurmountable for heavy-spending business owners, but it&#;s definitely beyond the means of most solopreneurs.
  3. Pay-in-Full Cash Back Rate Is Low. When you select the pay-in-full option with cash back rewards, you consign yourself to a 1% cash back earning rate. That&#;s considerably lower than popular business credit cards issued by Capital One &#; for example, Capital One Spark Cash earns unlimited 2% cash back, with no strings attached, and Capital One Spark Cash Select (ideal for businesses with less-than-perfect credit) earns unlimited %.
  4. Travel Rewards Program Is Underwhelming. This card&#;s travel rewards program is pretty underwhelming. You can&#;t earn more than 1 mile per $1 spent, regardless of the spending category or your total annual spend, and the maximum value of your redeemed points is $ &#; an effective maximum earning rate of %. By contrast, business travel cards such as Capital One Spark Miles earn unlimited 2 miles per $1 spent and redemption values of $ apiece &#; an effective 2% earning rate.
  5. Cash Back Redeemed Quarterly. If you select the cash back rewards option, you need to get used to automatic, quarterly redemptions. While it&#;s nice that you don&#;t have to take any action to redeem your cash back, it&#;s annoying that you have to wait 3 months between redemptions. Most other cash back cards, including Chase Ink Cash, allow you to redeem on a monthly basis.

Final Word

ThePNC BusinessOptions® Visa Signature® Credit Card offers way more than your average credit card, for better and worse. Few other business credit cards let you choose from 3 completely different rewards programs &#; technically 4, since the cash back program is different for revolve and pay-in-full customers.

On the other hand, the graduated annual fee is unusual. It works in high-spending cardholders&#; favor, but it&#;s a terrible deal for cardholders who spend less than $50, per year &#; their $ annual fee is higher than most other business cards, and BusinessOptions&#; other benefits definitely aren&#;t worth that kind of recurring fee.

More so than most other credit cards, PNC Visa Signature BusinessOptions is appropriate in certain situations only. Before applying, you need to determine whether you&#;re a good candidate. If you are, BusinessOptions will take you far. If you&#;re not, look to one of its many worthy competitors.

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Источник: mynewextsetup.us

PNC Bank Personal Loan Review

PNC Bank Personal Loans WebsitePNC Bank Personal Loans Website

The good: PNC personal loans allow you borrow funds at a low minimum (if you don't need to borrow too much) and the interest rates are very low, especially if you have a PNC checking account. Additionally, there are no origination fees or prepayment penalties to worry about.

The bad: To qualify for the best rates, you're going to need an excellent credit score. Plus, the lowest rates apply to larger balances starting around $15,

The bottom line: PNC personal loans are great, low-cost options for most people, especially those who don't want to borrow too much.


As the 6th largest bank in the U.S. (by deposits), PNC Bank is likely to be on your list of options when you're looking for a personal loan.

Whether you need to fund home improvement projects, consolidate other debts, or pay for some other expense, a personal loan from PNC can help you in a financial crunch.

With that said, there are key factors of every personal loan that you should consider before applying.

In this review, we've broken down PNC's personal loans so that you can see the whole picture clearly.

Learn everything you need to know about PNC’s loans.

Low Borrowing Minimum and Multiple Terms

PNC allows you to borrow as little as $1, or as much as $35,. Of the biggest U.S. banks, PNC has the lowest borrowing minimum.

This is an advantage for people who only need a small amount to get by -- taking out a larger loan is unnecessary and could lead to dangerous spending.

PNC Bank Personal Loans Pros & Cons

ProsCons
  • Low borrowing minimum
  • Rate discount available
  • No prepayment penalty
  • Likely to require good to excellent credit
  • Borrowing limit isn't too high

With a loan from PNC, you can choose a term of 1, 2, 3, 4, or 5 years.

Which terms you can get approval for depends on the amount you’ll be borrowing and your credit score.

Shorter term loans come with higher monthly payments but lower interest.

That means you’ll pay less in total for the loan. Longer term loans have lower monthly payments, but higher interest. That means you’ll pay more over the course of the loan.

Your goal should be to strike a balance between a monthly payment you can handle and the lowest total loan cost.

Choosing the right term is very important when you apply for a loan -- you pay the least possible without stretching your budget too thin.

PNC Personal Loan Calculator

Credit Score and Income Needed

PNC does not state any minimum income or credit requirements to qualify for a loan.

Instead, you’ll have to prove to PNC that you’ll be able to pay the loan off.

While a higher credit score and higher income will certainly improve your chances, there is no minimum for either.

However, we've reviewed many personal loans and based on the interest rates offered by PNC, you're likely to need good credit for the best chances of approval.

We can estimate this because an APR range that is on the low end (compared to personal loans from competitors) usually requires better credit scores. And, PNC's interest rates are rather low.

Fees and How Long It Takes to Get the Money

PNC bank does not charge an application fee or origination fee on its personal loans.

That’s a good thing because it means you pay less over the life of the loan. You also won’t pay a fee to pay the loan off early.

If you find a windfall and can pay the loan in full, there’s nothing stopping you.

The one fee to worry about is the late payment fee of $36. If you’re never late on a payment, you won’t have to worry about this either.

When you apply for a loan, the whole process takes minutes.

Depending on the specifics of your application, you’ll get an immediate decision, or will have to wait for one.

Once your loan is approved, the money will arrive in your account within a few days.

Get an Interest Rate Discount for Setting Up Automatic Payments

One major perk of a PNC loan is that current PNC customers are that they can save some money by setting up automatic payments.

If you link your existing PNC checking account and set up the payments, you’ll get a % rate discount.

This benefit can add up to hundreds of dollars saved over the course of the loan.

How to Get Approved

Once you’ve decided to apply for a personal loan, you’ll need to figure out how to get approved for a loan. The first step towards getting approved is actually applying.

When you apply for a loan at PNC, you can apply in-person, online, or over the phone. However you apply, you’ll need to provide some information, including:

  • Name
  • Address
  • Date of birth
  • Proof of identity, such as a driver’s license
  • Social Security number
  • Annual income
  • Proof of income, such as bank statements or pay stubs
  • Verification of employment

PNC uses this information to make a lending decision.

Though it may sound difficult to get the information and paperwork together, it’s important to gather as much as you can.

Providing a lender with as much information as possible gives you the best chance of getting approved for a loan.

If a lender has any questions, it will, at best, delay approval. At worst, you could be denied the loan.

Improving Your Chances of Getting Approved for a Personal Loan

There are a few things that impact your chances of getting approved for loans, personal or otherwise. These tips will help you maximize your chances.

Increase Your Credit Score

The most obvious thing to do is to increase your credit score.

Your credit score impacts all aspects of your ability to borrow money, from the amount you can borrow to the interest you’ll have to pay.

Your credit score is a numerical representation of your financial trustworthiness.

The higher your score, the more likely you are to pay your debts. The lower it is, the more likely you are to default, causing a lender to lose money.

To improve your credit score, the best strategy is to make on-time payments over the course of months and years.

Unfortunately, when you need a personal loan, you usually don’t have that long to wait.

There are some short-term tricks to give your score a boost.

One thing you can do is decrease the amount of money you owe. The more you owe, the riskier it is for someone to lend you money.

Stop using your credit cards in the month before you apply for a loan.

Also, try to make extra payments on your existing loans. That can give your score a boost in a pinch.

Another trick, if you know you’ll be needing a loan in the near future, is to avoid applying for new credit cards in the lead up to applying for the loan.

Every loan application temporarily drops your score by a few points. Plus, getting new accounts will reduce your average age of accounts, dropping your score further.

Reduce Your Debt-to-Income Ratio

Another thing to do is to reduce your debt-to-income ratio.

This ratio is the amount you owe, divided by how much you make in a year. The lower this ratio, the easier it will be for you to pay off any new debts you take on.

One way to do this is by increasing your income. This can be difficult, but you can try finding a side-job or working towards a raise or promotion at work.

If you do opt to find a side-job, make sure you can prove the income to the lender. If you can’t prove that your side-job is producing income, the lender won’t take it into account.

The better route is to reduce your existing debt. Try to avoid using your credit cards before applying for the loan, and send any extra cash towards existing debts.

This has the additional benefit of improving your credit score, giving your chances an even bigger boost.

How Does It Compare?

PNC isn’t the only bank that offers personal loans. You should take the time to shop around and find the best option for you.

When you’re comparing loans, consider these factors:

Look at the interest rate

Lower rates mean lower payments and a lower total cost of the loan. Find the lowest rate you can, so long as it isn’t at the expense of other, essential features.

Pay attention to fees

Some loans charge origination fees which are tacked onto your initial debt.

So, if you borrow $10, and pay a 2% origination fee, your first bill will show a balance of $10,, plus interest. The lower the origination fee you can find, the better off you are.

Make sure the lender offers a loan term that’s right for you

Some lenders specialize in loans that have a short term.

Other lenders will offer loans with repayment plans that last 5, 6, or 7 years.

Remember to strike a balance between a monthly payment that you can manage and a low total cost of the loan.

Conclusion

PNC is a major national bank that offers flexible personal loans to its customers.

It is good for those who are looking for a small personal loan. But, you're likely to need great credit to qualify.

If you don't have good credit or need a larger personal loan, the other lenders showed above are much better options.

Continue Reading

Источник: mynewextsetup.us
This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards appear on the page may be influenced by compensation we may receive from our partners.

For many, cash back is king. With the right card, you can earn money back on where you spend the most — whether that be the grocery store, on takeout or gas. Here are the top cash-back credit cards from our partners that you can use to maximize your everyday purchases. As always, check out our best credit cards overall for monthly offers.

Terms & restrictions mynewextsetup.us rates & fees

Best for gas, supermarkets, and select streaming services cash back in the U.S.

1 - 6% cash-back

  • 6% 6% Cash Back at U.S. supermarkets on up to $6, per year in purchases (then 1%)
  • 6% 6% Cash Back on select U.S. streaming subscriptions
  • 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% 3% Cash Back at U.S. gas stations
  • 1% 1% Cash Back on other purchases

$

$

$0 introductory annual fee for the first year, then $

Excellent, Good

Excellent, Good

Why we chose it

The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee.

Pros

  • This card has one of the best earning structures out for among cash-back credit cards.
  • $0 intro annual fee for the first year, then $95
  • The card comes with access to Amex Offers (activation required), which can save you even more money on specific purchases.

Cons

  • There is a $6, spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets.
  • You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.
  • Earn a $ statement credit after you spend $3, in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, % to %
  • 6% Cash Back at U.S. supermarkets on up to $6, per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

Pros

  • This card has one of the best earning structures out for among cash-back credit cards.
  • $0 intro annual fee for the first year, then $95
  • The card comes with access to Amex Offers (activation required), which can save you even more money on specific purchases.

Cons

  • There is a $6, spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets.
  • You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.
  • Earn a $ statement credit after you spend $3, in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, % to %
  • 6% Cash Back at U.S. supermarkets on up to $6, per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

Terms & restrictions mynewextsetup.us rates & fees

BEST REWARDS RATE FOR A CASH-BACK CARD

2% cash-back

  • 2% Earn unlimited 2% cash rewards on purchases

$ cash rewards

$ cash rewards

Excellent, Good

Excellent, Good

Why we chose it

If you’re interested in opening a cash-back card but are confused by other options that discuss “rotating categories” or “spending limits,” make your life easier with the Wells Fargo Active Cash card. Earn 2% cash rewards on every purchase and turn your rewards into cash-back that can help you lower your everyday expenses or treat yourself to a gift — from you, to you.

Pros

  • There’s no annual fee, meaning that you can keep your costs low while focusing on earning rewards

Cons

  • Don’t take this card abroad with you, as this card incurs a 3% foreign transaction fee
  • New! Earn a $ cash rewards bonus after spending $1, in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a % to % variable APR; balance transfers made within days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $ protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash&#; Card
  • Select "Apply Now" to learn more about the product features, terms and conditions

Pros

  • There’s no annual fee, meaning that you can keep your costs low while focusing on earning rewards

Cons

  • Don’t take this card abroad with you, as this card incurs a 3% foreign transaction fee
  • New! Earn a $ cash rewards bonus after spending $1, in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a % to % variable APR; balance transfers made within days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $ protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash&#; Card
  • Select "Apply Now" to learn more about the product features, terms and conditions

- 5% cash-back

  • 5% 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12, spent in the first year.
  • 5% 5% on travel purchased through Chase Ultimate Rewards®.
  • 3% 3% cash back on dining at restaurants, including takeout and eligible delivery services and on drugstore purchases.
  • % Unlimited % cash back on all other purchases.

$

$

Excellent/Good

Excellent/Good

Why we chose it

The Chase Freedom Unlimited is a surprisingly powerful card that earns at least % back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value.

Pros

  • At least % back on every purchase, with up to 3% back on select categories.
  • There is no annual fee - Perfect for everyday, non-bonused spending - incredible value when paired with a premium Chase card.

Cons

  • There is a foreign transaction fee so the card shouldn't be used abroad.
  • Limited card perks and benefits.
  • $ Bonus after you spend $ on purchases in your first 3 months from account opening.
  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12, spent in the first year.
  • 3% cash back on dining at restaurants, including takeout and eligible delivery services
  • 3% cash back on drugstore purchases
  • 5% on travel purchased through Chase Ultimate Rewards®
  • Unlimited % cash back on all other purchases
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of % - %.
  • No annual fee.

Pros

  • At least % back on every purchase, with up to 3% back on select categories.
  • There is no annual fee - Perfect for everyday, non-bonused spending - incredible value when paired with a premium Chase card.

Cons

  • There is a foreign transaction fee so the card shouldn't be used abroad.
  • Limited card perks and benefits.
  • $ Bonus after you spend $ on purchases in your first 3 months from account opening.
  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12, spent in the first year.
  • 3% cash back on dining at restaurants, including takeout and eligible delivery services
  • 3% cash back on drugstore purchases
  • 5% on travel purchased through Chase Ultimate Rewards®
  • Unlimited % cash back on all other purchases
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of % - %.
  • No annual fee.

BEST FOR FLAT-RATE CASH BACK

% cash-back

  • % Earn unlimited % cash back on every purchase, every day

$

$

Excellent, Good

Excellent, Good

Why we chose it

The Capital One Quicksilver Cash Rewards Credit Card is a decent option for those in need of a straightforward cash back card. However, there are other options that offer more flexibility to redeem your rewards.

Pros

  • Unlimited % cash back on all purchases
  • No annual fee
  • Cash back doesn't expire

Cons

  • Limited card perks and benefits
  • Other cards offer more potential and upside when it comes to redeeming cash back
  • One-time $ cash bonus after you spend $ on purchases within 3 months from account opening
  • Earn unlimited % cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; %% variable APR after that
  • $0 annual fee and no foreign transaction fees

Pros

  • Unlimited % cash back on all purchases
  • No annual fee
  • Cash back doesn't expire

Cons

  • Limited card perks and benefits
  • Other cards offer more potential and upside when it comes to redeeming cash back
  • One-time $ cash bonus after you spend $ on purchases within 3 months from account opening
  • Earn unlimited % cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; %% variable APR after that
  • $0 annual fee and no foreign transaction fees

1 - 5% cash-back

  • 5% Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $ spent, 1% cash back thereafter.
  • 1% Earn unlimited 1% cash back on all other purchases.

$

$

Excellent, Good

Excellent, Good

Why we chose it

The Citi Custom Cash is the most flexible cash-back card on the market, allowing you to earn 5% back on your top eligible spend category on up to $ spent each billing cycle.

Pros

  • 5% cash-back rewards on your top eligible spend category on up to $ spent each billing cycle.
  • No annual fee.
  • $ cash-back bonus after spending $ or more in the first three months of account opening.

Cons

  • Maximum $ on top eligible spend category each billing cycle, then 1%.
  • 3% foreign transaction fee.
  • Earn $ in cash back after you spend $ on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20, ThankYou® Points, which can be redeemed for $ cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be % - %, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $ spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash&#; Card account per person.

Pros

  • 5% cash-back rewards on your top eligible spend category on up to $ spent each billing cycle.
  • No annual fee.
  • $ cash-back bonus after spending $ or more in the first three months of account opening.

Cons

  • Maximum $ on top eligible spend category each billing cycle, then 1%.
  • 3% foreign transaction fee.
  • Earn $ in cash back after you spend $ on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20, ThankYou® Points, which can be redeemed for $ cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be % - %, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $ spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash&#; Card account per person.

Terms & restrictions mynewextsetup.us rates & fees

Best for beginner cash back

1 - 3% cash-back

  • 3% 3% cash back at U.S. supermarkets (on up to $6, per year in purchases, then 1%).
  • 2% 2% cash back at U.S. gas stations and at select U.S. department stores.
  • 1% 1% Cash Back on other purchases

$

$

Excellent, Good

Excellent, Good

Why we chose it

The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You’ll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations.

Pros

  • 3% cash back at U.S. supermarkets
  • No annual fee.
  • Unlimited 2% cash back at U.S. gas stations and select U.S. department stores.
  • Amex Offers, which earn you statement credits or extra points on purchases with a wide variety of merchants. (Enrollment required)

Cons

  • There is a $6, spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend.
  • You’ll have to pay a foreign transaction fee on purchases abroad, so it’s not a great choice to take with you when traveling outside of the U.S.
  • Earn a $ statement credit after you spend $2, in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, % to %.
  • 3% Cash Back at U.S. supermarkets (on up to $6, per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • 3% cash back at U.S. supermarkets
  • No annual fee.
  • Unlimited 2% cash back at U.S. gas stations and select U.S. department stores.
  • Amex Offers, which earn you statement credits or extra points on purchases with a wide variety of merchants. (Enrollment required)

Cons

  • There is a $6, spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend.
  • You’ll have to pay a foreign transaction fee on purchases abroad, so it’s not a great choice to take with you when traveling outside of the U.S.
  • Earn a $ statement credit after you spend $2, in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, % to %.
  • 3% Cash Back at U.S. supermarkets (on up to $6, per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

Best for online cash back

1 - 3% cash-back

  • 3% Earn 3% cash back in the category of your choice (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases).
  • 2% Earn automatic 2% at grocery stores and wholesale clubs (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases).
  • 1% Earn unlimited 1% on all other purchases.

$

$

Excellent/Good

Excellent/Good

Why we chose it

The Bank of America Cash Rewards is a solid cash-back card with the potential to offer lucrative rewards for smaller budgets. If you’re a Preferred Rewards member, you can earn 25 to 75% more cash back on every purchase.

Pros

  • Flexible earning structure (3% cash back in the category of your choice and 2% at grocery stores and wholesale clubs.
  • No annual fee or expiration on rewards.
  • $ online cash-rewards bonus after you make at least $1, in purchases in the first 90 days of account opening.

Cons

  • Maximum $2, in combined choice category/grocery store/wholesale club purchases each quarter, then 1%.
  • 3% foreign transaction fee.
  • $ online cash rewards bonus after you make at least $1, in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to % cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, % - % Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Pros

  • Flexible earning structure (3% cash back in the category of your choice and 2% at grocery stores and wholesale clubs.
  • No annual fee or expiration on rewards.
  • $ online cash-rewards bonus after you make at least $1, in purchases in the first 90 days of account opening.

Cons

  • Maximum $2, in combined choice category/grocery store/wholesale club purchases each quarter, then 1%.
  • 3% foreign transaction fee.
  • $ online cash rewards bonus after you make at least $1, in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to % cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, % - % Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Источник: mynewextsetup.us

Screenshots

Description

Check balances & recent transactions – See current account activity for your checking, savings, credit card and loan accounts.

Protect your accounts – Set up Touch ID or Face ID to securely sign on to the app. Or, reset your password quickly and conveniently if you need to.

Send money with Zelle® – Send money simply, to people you know and trust (i) using your
mobile number or email address.

Transfer funds – Transfer funds between eligible PNC accounts and external bank accounts (ii).

Make deposits – Deposit checks quickly and easily with your iOS device (iii).

Pay bills – Add your bills and make one-time or recurring bill payments right from the app.

Manage your cards – View and manage your PNC credit, debit and SmartAccess® cards and make in-store payments with Apple Pay right from the app.

Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it.

Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address.


If you have Virtual Wallet®, you’ll have access to more tools and insights to help you work toward your financial goals.

See what’s free to spend – Your Scheduled Out subtracts known bills and expenses from your available checking account balance to show you what’s free to spend, which we call your Free Balance. You’ll also see potential Danger DaysSM, which is when your account is at risk of being overdrawn.

Visualize your money – Use Money Bar® to see how much is available to spend with your Free Balance, what you’ve scheduled for bills and how much you’ve set aside for goals.

Know your activity – Use the Calendar to see upcoming paydays and payments, and view a history of your transactions. You can pay bills, schedule bill reminders, track external payments, view potential Danger Days and more.

Track your spending & set budgets – See where you're spending your money with categories like restaurants, gas and more. Then, create budgets to know if you’re staying on track.

Make saving easier – Create savings goals to work toward your goals and keep track of your progress along the way. Set up automatic rules to regularly transfer money to your savings, like once a week or when you receive a paycheck. Make saving fun using your personalized piggy bank to transfer money to your savings.

With PNC’s Security and Privacy, you can be confident that your personal and financial information will be protected while using our app.

(i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle offer a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users.

If the recipient has not enrolled, the payment will expire after 14 calendar days.
(ii) There are limits to the number of transactions you can make from a savings or money market account per month.
(iii) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement. Virtual Wallet, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. © The PNC Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Version

Thank you for using PNC Mobile. This update includes enhancements to Bill Pay and Zelle.

Ratings and Reviews

out of 5

M Ratings

So sad

The PNC banking part is great a little slow yet saves me time from running back & forth to the bank on one hand now on another note, ever since they linked my Zelle account to my PNC my Zelle receiving and sending has been giving me major issues which results in me having to once again go back & forth to the bank with an edition to the Post Office got money orders, stamps, & envelopes so now I’m spending more in gas, as well as getting the money to it’s destination. I call for a representative one even told me call Zelle it’s not in their end that the message I received says failed to send so I call then Zelle ask me why they directed me to cAll them being they have control over the account since it’s linked to the PNC, nevertheless the funds I sent is taken out my PNC and won’t return until I believe it said 3 business days. Another PNC rep said delete the app then try to download it again hmmm ok nope that didn’t work neither. So bottom line I’m Very disappointed in their Zelle merge. I can’t even delete it and make a new account. Thanks for nothing on that merge. Otherwise the PNC itself I do like

Took a step back with last update.

I could give 5 stars for convenience and general reliability. But the last update, while making the app more snazzy, also made it less convenient. Cool new graphics and slick transitions were added. Looks cool guys. But takes longer to load each page. I don’t need to be entertained by my banking app - just need to make an online deposit or pay a bill. Here’s an example of inconvenient: making a mobile deposit. Lots of sliding around of graphics with every selection I make. I finally get the deposit made and then there’s the confirmation screen. The top 1/3 of the screen contains a blue bar with a giant “+” sign in it. Below that is the deposit information. Where’s the confirm button? Took me a while to figure out I have to scroll down to see it. Maybe a little smaller graphic on top would allow me to see the whole thing on one screen. And maybe instead of all the flashy graphics after every selection (deposit, account, amount) all that could be on one screen and then the flashy stuff could come after, and just once. Bill pay is much the same. Looks cool but is a waste of time.

Functionally, convenience-wise, reliability-wise — I love having the app and it serves me well. I could just do without all the fru-fru.

Only bank with a good and consistent digital interface

In general, I am very happy that there have been minimal changes to the website and digital interfaces in the 15 years I have been a NationalCity/PNC customer. The interface works well and I have rarely had to think hard about how to navigate menus to get the information I want. Recently, however, when I use this, I feel like I am back in the days of 56k modems where the images for advertisements would load after the rest of the webpage would load and you would accidentally click on something because all of the content would move and an advertisement image would appear right as you were about to click. I thought this practice was long gone from good user interface design, but evidently it is still here every time the COVID relief banner at the top of the app decides to load. Now, every 1 out of 2 times that I try to click on my checking account when I load the main page of the app, I accidentally open a webpage for COVID relief that I have to close. Very annoying. Please keep up the good work of having a consistent user interface design, but also please stop making it so content unexpectedly shifts around right as I am about to click when the main page loads.

The developer, PNC Bank, N.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

Seller
PNC Bank, N.A.

Size
MB

Category
Finance

Compatibility
iPhone
Requires iOS or later.
iPad
Requires iPadOS or later.
iPod touch
Requires iOS or later.
Languages

English, Spanish

Age Rating
4+

Copyright
© PNC Bank, N.A.

Price
Free

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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Источник: mynewextsetup.us

NHL® DISCOVER IT® CREDIT CARD

Show your loyalty with every purchase

Support the team you love while earning top-tier rewards with the official credit card of the NHL®.

No annual fee

Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $ Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

There's no annual fee to use your NHL®credit card. Not now. And not hiding a year from now.

Shop online from home or tap and pay in stores to help avoid touching the card reader. Your Discover it ® NHL®credit card lets them know whose side you're on.

32 teams in the league - but only one matters to you.

Which NHL® team logo is worthy of your
Discover Credit card?

You earn a full 2% Cashback Bonus® on your first $ in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see mynewextsetup.us Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Discover Card does not assign MCCs to merchants. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

NHL logo and 31 NHL team logo options for the Discover NHL Card

Earn great rewards with the NHL® card

Five Percentage

Earn 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.

One Percentage

Earn unlimited 1% cash back on all other purchases – automatically.  

2x cash back

With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1

Hockey fans enjoy 5% cash back at select places throughout the year

5% at Grocery Stores and Fitness Club & Gym Memberships

on up to $1, in purchases when you activate. Excludes Walmart and Target purchases.2

5% at Gas Stations and Target

on up to $1, in purchases when you activate.3

5% at Restaurants and PayPal

on up to $1, in purchases when you activate.4

5% at mynewextsetup.us and Digital Wallets

on up to $1, in purchases when you activate. 5

99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.9

Low intro APR

The Discover it® NHL®credit card starts at x% Intro APR for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply and there's no annual fee.

Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $ Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Every NHL® team credit card - all beauties with no annual fee

Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $ Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Carolina Hurricanes®

Columbus Blue Jackets®

New Jersey Devils®

New York Islanders®

New York Rangers®

Philadelphia Flyers®

Pittsburgh Penguins®

Washington Capitals®

 

© NHL

Boston Bruins ®

Buffalo Sabres ®

Detroit Red Wings®

Florida Panthers®

Montreal Canadiens®

Ottawa Senators®

Tampa Bay Lightning®

Toronto Maple Leafs

Источник: mynewextsetup.us

: Pnc bank credit cards for bad credit

Pnc bank credit cards for bad credit
ALLIED SAVINGS BANK CONTACT NUMBER
Fidelity customer service hours of operation
pnc bank credit cards for bad credit
pnc bank credit cards for bad credit
This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards appear pnc bank credit cards for bad credit the page may be influenced by compensation we may receive from our partners.

For many, cash back is king. With the right card, you can earn money back on where you spend the most — whether that be the grocery store, on takeout or gas. Here are the top cash-back credit cards from our partners that you can use to maximize your everyday purchases. As always, check out our best credit cards overall for monthly offers.

Terms & restrictions mynewextsetup.us rates & fees

Best for gas, supermarkets, and select streaming services cash back in the U.S.

1 - 6% cash-back

  • 6% 6% Cash Back at U.S. supermarkets on up to $6, per year in purchases (then 1%)
  • 6% 6% Cash Back on select U.S. streaming subscriptions
  • 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% 3% Cash Back at U.S. gas stations
  • 1% 1% Cash Back on other purchases

$

$

$0 introductory annual fee for the first year, then $

Excellent, Good

Excellent, Good

Why we chose it

The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee.

Pros

  • This card has one of the best earning structures out for among cash-back credit cards.
  • $0 intro annual fee for the first year, then $95
  • The card comes with access to Amex Offers (activation required), which can save you even more money on specific purchases.

Cons

  • There is a $6, spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets.
  • You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.
  • Earn a $ statement credit after you spend $3, in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly pnc bank credit cards for bad credit. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low farmers state bank cedar rapids APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, % to %
  • 6% Cash Back at U.S. supermarkets on up to $6, per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

Pros

  • This card has one of the best earning structures out for among cash-back credit cards.
  • $0 intro annual fee for the first year, then $95
  • The card comes with access to Amex Offers (activation required), which can save you even more money on specific purchases.

Cons

  • There is a $6, spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets.
  • You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.
  • Earn a $ chase continental credit card customer service credit after you spend $3, in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the keybank center box office duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, % to %
  • 6% Cash Walmart eye center mexico mo at U.S. supermarkets on up to $6, per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

Terms & restrictions mynewextsetup.us rates & fees

BEST REWARDS RATE FOR A T mobile name id app CARD

2% cash-back

  • 2% Earn unlimited 2% cash rewards on purchases

$ cash rewards

$ cash rewards

Excellent, Good

Excellent, Good

Why we chose it

If you’re interested in opening a cash-back card but are confused by other options that discuss “rotating categories” or “spending limits,” make your life easier with the Wells Fargo Active Cash card. Earn 2% cash rewards on every purchase and turn your rewards into cash-back that can help you lower your everyday expenses or treat yourself to a gift — from you, to you.

Pros

  • There’s no annual fee, meaning that you can keep your costs low while focusing on earning rewards

Cons

  • Don’t take this card abroad with you, as this card incurs a 3% foreign transaction fee
  • New! Earn a $ cash rewards bonus after spending $1, in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a % to % variable APR; balance transfers made within days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • suddenlink russellville ar annual fee
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $ protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash&#; Card
  • Select "Apply Now" to learn more about the product features, terms and conditions

Pros

  • There’s no annual fee, meaning that you can keep your costs low while focusing on earning rewards

Cons

  • Don’t take this card abroad with you, as this card incurs a 3% foreign transaction fee
  • New! Earn a $ cash rewards bonus after spending $1, in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a % to % variable APR; balance transfers made within days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $ protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash&#; Card
  • Select "Apply Now" to learn more about the product features, terms and conditions

- 5% cash-back

  • 5% 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12, spent in the first year.
  • 5% 5% on travel purchased through Chase Ultimate Rewards®.
  • 3% 3% cash back on dining at restaurants, including takeout and eligible delivery services and on drugstore purchases.
  • % Unlimited % cash back on all other purchases.

$

$

Excellent/Good

Excellent/Good

Why we chose it

The Chase Freedom Unlimited is a surprisingly powerful card that earns at least % back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value.

Pros

  • At least % back on every purchase, with up to 3% back on select categories.
  • There is no annual fee - Perfect for everyday, non-bonused spending - incredible value when paired with a premium Chase card.

Cons

  • There is a foreign transaction fee so the card shouldn't be used abroad.
  • Limited card perks and benefits.
  • $ Bonus after you spend $ on purchases in your first 3 months from account opening.
  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12, spent in the first year.
  • 3% cash back on dining at restaurants, including takeout and eligible delivery services
  • 3% cash back on drugstore purchases
  • 5% on travel purchased through Chase Ultimate Rewards®
  • Unlimited % cash back on all other purchases
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of % - %.
  • No annual fee.

Pros

  • At least % back on every purchase, with up to 3% back on select categories.
  • There is no annual fee - Perfect for everyday, non-bonused spending - incredible value when paired with a premium Chase card.

Cons

  • There is a foreign transaction fee so the card shouldn't be used abroad.
  • Limited card perks and benefits.
  • $ Bonus after you spend $ on purchases in your first 3 months from account opening.
  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12, spent in the first year.
  • 3% cash back on dining at restaurants, including takeout and eligible delivery services
  • 3% cash back on drugstore purchases
  • 5% on travel purchased through Chase Ultimate Rewards®
  • Unlimited % cash back on all other purchases
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of % - %.
  • No annual fee.

BEST FOR FLAT-RATE CASH BACK

% cash-back

  • % Earn unlimited % cash back on every purchase, every day

$

$

Excellent, Good

Excellent, Good

Why we chose it

The Capital One Quicksilver Cash Rewards Credit Card is a decent option for those in need of a straightforward cash back card. However, there are other options that offer more flexibility to redeem your rewards.

Pros

  • Unlimited % cash back on all purchases
  • No annual fee
  • Cash back doesn't expire

Cons

  • Limited card perks and benefits
  • Other cards offer more potential and upside when it comes to redeeming cash back
  • One-time $ cash bonus after you spend $ on purchases within 3 months from account opening
  • Earn unlimited % cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; %% variable APR after that
  • $0 annual fee and no foreign transaction fees

Pros

  • Unlimited % cash back on all purchases
  • No annual fee
  • Cash back doesn't expire

Cons

  • Limited card perks and benefits
  • Other cards offer more potential and upside when it comes to redeeming cash back
  • One-time $ cash bonus after you spend $ on purchases within 3 months from account opening
  • Earn unlimited % cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; %% variable APR after that
  • $0 annual fee and no foreign transaction fees

1 - 5% cash-back

  • 5% Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $ spent, 1% cash back thereafter.
  • 1% Earn unlimited 1% cash back on all other purchases.

$

$

Excellent, Good

Excellent, Good

Why we chose it

The Citi Custom Cash is the most flexible cash-back card on the market, allowing you to earn 5% back on your top eligible spend category on up to $ spent each billing cycle.

Pros

  • 5% cash-back rewards on your top eligible spend category on up to $ spent each billing cycle.
  • No annual fee.
  • $ cash-back bonus after spending $ or more in the first three months of account work from home jobs in nj amazon.

Cons

  • Maximum $ on top eligible spend category each billing cycle, then 1%.
  • 3% foreign transaction fee.
  • Earn $ in cash back after you spend $ on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20, ThankYou® Points, which can be redeemed for $ cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be % - %, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $ spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash&#; Card account per person.

Pros

  • 5% cash-back rewards on your top eligible spend category on up to $ spent each billing cycle.
  • No annual fee.
  • $ cash-back bonus after spending $ or more in the first three months of account opening.

Cons

  • Maximum $ on top eligible spend category each billing cycle, then 1%.
  • 3% foreign transaction fee.
  • Earn $ in cash back after you spend $ on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20, ThankYou® Points, which can be redeemed for $ cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be % - %, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $ spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash&#; Card account per person.

Terms & restrictions mynewextsetup.us rates & fees

Best for beginner cash back

1 - 3% cash-back

  • 3% 3% cash back at U.S. supermarkets (on up to $6, per year in purchases, then 1%).
  • 2% 2% cash back at U.S. gas stations and at select U.S. department stores.
  • 1% 1% Cash Back on other purchases

$

$

Excellent, Good

Excellent, Good

Why we chose it

The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You’ll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations.

Pros

  • 3% cash back at U.S. supermarkets
  • No annual fee.
  • Unlimited 2% cash back at U.S. gas stations and select U.S. department stores.
  • Amex Offers, which earn you statement credits or extra points on purchases with a wide variety of merchants. (Enrollment required)

Cons

  • There is a $6, spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend.
  • You’ll have to pay a foreign transaction fee on purchases abroad, so it’s not a great choice to take with you when traveling outside of the U.S.
  • Earn a $ statement credit after you spend $2, in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, % to %.
  • 3% Cash Back at U.S. supermarkets (on up to $6, per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • 3% cash back at U.S. supermarkets
  • No annual fee.
  • Unlimited 2% cash back at U.S. gas stations and select U.S. department stores.
  • Amex Offers, which earn you statement credits or extra points on purchases with a wide variety of merchants. (Enrollment required)

Cons

  • There is a $6, spending cap pnc bank credit cards for bad credit the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend.
  • You’ll have to pay a foreign transaction fee on purchases abroad, so it’s not a great choice to take with you when traveling outside of the U.S.
  • Earn a $ statement credit after you spend $2, in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to % of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, % to %.
  • 3% Cash Back at U.S. supermarkets (on up to $6, per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

Best for online cash back

1 - 3% cash-back

  • 3% Earn 3% cash back in the category of your choice (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases).
  • 2% Earn automatic 2% at grocery stores and wholesale clubs (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases).
  • 1% Earn unlimited 1% pnc bank credit cards for bad credit all other purchases.

$

pnc bank credit cards for bad credit

Excellent/Good

Excellent/Good

Why we chose it

The Bank of America Cash Rewards is a solid cash-back card with the potential to offer lucrative rewards for smaller budgets. If you’re a Preferred Rewards member, you can earn 25 to 75% more cash back on every purchase.

Pros

  • Flexible earning structure (3% cash back in the category of your choice and 2% at grocery stores and wholesale clubs.
  • No annual fee or expiration on rewards.
  • $ online cash-rewards bonus after you make at least $1, in purchases in the first 90 days of account opening.

Cons

  • Maximum $2, in combined choice category/grocery store/wholesale club purchases each quarter, then 1%.
  • 3% foreign transaction fee.
  • $ online cash rewards bonus after you make at least $1, in purchases pnc bank credit cards for bad credit the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to % cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, % - % Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Pros

  • Flexible earning structure (3% cash back in the category of your choice and 2% at grocery stores and wholesale clubs.
  • No annual fee or expiration on rewards.
  • $ online cash-rewards bonus after you make at least $1, in purchases in the first 90 days of account opening.

Cons

  • Maximum $2, in combined choice category/grocery store/wholesale club purchases each quarter, then 1%.
  • 3% foreign transaction fee.
  • $ online cash rewards bonus after you make at least $1, in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2, in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to % cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance goodyear debit card check balance made in the first 60 days. After the intro APR offer ends, % - % Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Источник: mynewextsetup.us
title=Stars, American Airlines Center, PNC Bank announce multi-year partnership

Credit Card Applications Are Soaring to Pre-Pandemic Levels. But Could Inflation Affect Repayment?

American credit card applications are back to pre-pandemic levels, a trend that bodes well for the economic recovery but could backfire if surging inflation impacts consumers&#x; ability to pay off their debt.

According to a recent survey from the New York Fed, the application rate for credit cards rose throughoutreaching % in October. 

That's percentage points higher than a year ago, which was a record low of % amid the pullback in spending during the early months of the pandemic.

Just over 11% of Americans also applied for credit-card limit increases in October, a rebound from about 7% for the same months last year and just below 12% in Octobermonths before the pandemic hit, according to the bank&#x;s Center for Microeconomic Data survey.

The report also said application rates for all types of credit returned to pre-pandemic levels throughoutafter dropping by 11 percentage points to a record low in October

The survey also shows American households expect to request more of various types of credit in the future, including mortgages, credit cards, limit increases and auto loans. 

For instance, 12% of respondents said they were likely to apply for a credit card over the next year, up from % a year ago, while nearly 7% said they planned to apply for a credit card limit increase over the next 12 months, versus % in October

Banks have been boosting their marketing budgets to get more consumers to sign up for credit cards and easing borrowing restrictions and offering rewards for travel other promotions.

The concern is whether consumers fully understand what they&#x;re signing up for with some credit cards.

For instance, a WalletHub survey of more than American consumers shows 56% of Americans don&#x;t know how deferred-interest credit cards work. 

The lack of knowledge, The Street reports, could lead to a large bill later on if you pay one month&#x;s first bank careers colorado late, or even owe as little as $1 when the promotional period ends.

Americans have an average of retail credit cards and an average balance on those cards of $1, according to Experian&#x;s State of Credit Report.

That report also notes that consumers are managing credit well, with the average credit score climbing seven points since tothe highest point in more than 13 years.

Still, not all consumers are keeping up with their credit card payments: A recent NerdWallet survey found that 29% of consumers who put holiday gifts on a credit card last year still haven&#x;t paid off their balances. 

The survey of about 2, Americans also shows three-quarters of holiday shoppers this year will use credit cards to pay for gifts, charging an average of $

The New York Fed said recently that total household debt increased nearly 2% or by $billion to $ trillion in the third quarter of  

Credit card balances increased by $17 billion, the same size increase as in the second quarter, and $ billion lower than at the end of

Источник: mynewextsetup.us

NHL® DISCOVER IT® CREDIT CARD

Show your loyalty with every pnc bank credit cards for bad credit the team you love while earning top-tier rewards with the official credit card of the NHL®.

No annual fee

Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $ Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as mission inn san jose ca the date we credit your payment.

There's no annual fee to use your NHL®credit card. Not now. And not hiding a year from now.

Shop online from home or tap and pay in stores to help avoid touching the card reader. Your Discover it ® NHL®credit card lets them know whose side you're on.

32 teams in the league - but only one matters to you.

Which NHL® team logo is worthy of your
Discover Credit card?

You earn a full 2% Cashback Bonus® on your first $ in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see mynewextsetup.us Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily walking the west highland way in 4 days or provide. Discover Card does not assign MCCs to merchants. Even if you make purchases at a merchant of items that appear orange and rockland power outage fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Only purchases made from jp morgan chase amazon credit card login located in the United States are eligible for 2% Cashback Bonus. In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

NHL logo and 31 NHL team logo options for the Discover NHL Card

Earn great rewards with the NHL® card

Five Percentage

Earn 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.

One Percentage

Earn unlimited 1% cash back on all other purchases – automatically.  

2x cash back

With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1

Hockey fans enjoy 5% cash back at select places throughout the year

5% at Grocery Stores and Fitness Club & Gym Memberships

on up to $1, in purchases when you activate. Excludes Walmart and Target purchases.2

5% at Gas Stations and Target

on up to $1, in purchases when you activate.3

5% at Restaurants and PayPal

on up to $1, in purchases when you activate.4

5% at mynewextsetup.us and Digital Wallets

on up to $1, in purchases when you activate. 5

99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.9

Low intro APR

The Discover it® NHL®credit card starts at x% Intro APR for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply and there's no annual fee.

Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: thank you letter for interviewing someone variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $ Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Every NHL® team credit card - all beauties with no annual fee

Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $ Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee account wells fargo bank balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Carolina Hurricanes®

Columbus Blue Jackets®

New Jersey Devils®

New York Islanders®

New York Rangers®

Philadelphia Flyers®

Pittsburgh Penguins®

Washington Capitals®

 

© NHL

Boston Bruins ®

Buffalo Sabres ®

Detroit Red Wings®

Florida Panthers®

Montreal Canadiens®

Ottawa Senators®

Tampa Bay Lightning®

Toronto Maple Leafs

Источник: mynewextsetup.us

Screenshots

Description

Check balances & recent transactions – See current account activity for your checking, savings, credit card and loan accounts.

Protect your accounts – Set up Touch ID or Face ID to securely sign on to the app. Or, reset your password quickly and conveniently if you need to.

Send money with Zelle® – Send money simply, to people you know and trust (i) using your
mobile number or email address.

Transfer funds – Transfer funds between eligible PNC accounts and external bank accounts (ii).

Make deposits – Deposit checks quickly and easily with your iOS device (iii).

Pay bills – Add your bills and make one-time or recurring bill payments right from the app.

Manage your cards – View and manage your PNC credit, debit and SmartAccess® cards and make in-store payments with Apple Pay right from the app.

Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it.

Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address.


If you have Virtual Wallet®, you’ll have access to more tools and insights to help you work toward your financial goals.

See what’s free to spend – Your Scheduled Out subtracts known bills and expenses from your available checking account balance to show you what’s free to spend, which we call your Free Balance. You’ll also see potential Danger DaysSM, which is when your account is at risk of being overdrawn.

Visualize your money – Use Money Bar® to see how much is available to spend with your Free Balance, what you’ve scheduled for bills and how much you’ve set aside for goals.

Know your activity – Use the Calendar paypal student account see upcoming paydays and payments, and view a history of your transactions. You can pay bills, schedule bill reminders, track external payments, view potential Danger Days and more.

Track your spending & set budgets – See where you're spending your money with categories like restaurants, gas and more. Then, create budgets to know if you’re staying on track.

Make saving easier – Create savings goals to work toward your goals and keep track of your progress along the way. Set up automatic rules to regularly transfer money to your savings, like once a week or when you receive a paycheck. Make saving fun using your personalized piggy bank to transfer money to your savings.

With PNC’s Security and Privacy, you can be confident that your personal and financial information will be protected while using our app.

(i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle offer a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users.

If the recipient has not enrolled, the payment will expire after 14 calendar days.
(ii) There are limits to the number of transactions you can make from a savings or money market account per month.
(iii) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement. Virtual Pnc bank credit cards for bad credit, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. © The PNC Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Version

Thank you for using PNC Mobile. This update includes enhancements to Bill Pay and Zelle.

Ratings and Reviews

out of 5

M Ratings

So sad

The PNC banking part is great a little slow yet saves me time from running back & forth to the bank on one hand now on another note, ever since they linked my Zelle account to my PNC my Zelle receiving and sending has been giving me major issues which results in me having to once again go back & forth to the bank with an edition to the Post Office got money orders, stamps, & envelopes so now I’m spending more in gas, as well as getting the money to it’s destination. I call for a representative one even told me call Zelle it’s not in their end that the message I received says failed to send so I call then Zelle ask me why they directed me to cAll them being they have control over the account since it’s linked to the PNC, nevertheless the funds I sent is taken out my PNC and won’t return until I believe it said 3 business days. Another PNC rep said delete the app then try to download it again hmmm ok nope that didn’t work neither. So bottom line I’m Very disappointed in their Zelle merge. I can’t even delete it and make a new account. Thanks for nothing on that merge. Otherwise the PNC itself I do like

Took a step back with last update.

I could give 5 stars for convenience and general reliability. But the last update, while making the app more snazzy, also made it less convenient. Cool new graphics and slick transitions were added. Looks cool guys. But takes longer to load each page. I don’t need to be entertained by my banking app - just need to make an online deposit or pay a bill. Here’s an example of inconvenient: making a mobile deposit. Lots of sliding around of graphics with every selection I make. I finally get the deposit made and then there’s the confirmation screen. The top 1/3 of the screen contains a blue bar with a giant “+” sign in it. Below that is the deposit information. Where’s the confirm button? Took me a while to figure out I have to scroll down to see it. Maybe a little smaller graphic on top would allow me to see the whole thing on one screen. And maybe instead of all the flashy graphics after every selection (deposit, account, amount) all that could be on one screen and then the flashy stuff could come after, and just once. Bill pay is much the same. Looks allied savings bank contact number but is a waste of time.

Functionally, convenience-wise, reliability-wise — I love having the app and it serves me well. I could just do without all the fru-fru.

Only bank with a good and consistent digital interface

In general, I am very happy that there have been minimal changes to the website and digital interfaces in the 15 years I have been a NationalCity/PNC customer. The interface works well and I have rarely had to think hard about how to navigate menus to get the information I want. Recently, however, when I use this, I feel like I am back in the days of 56k modems where the images for advertisements would load after the rest of the webpage would load and you would accidentally click on something because all of the content would move and an advertisement image would appear right as you were about to click. I thought this practice was long gone from good user interface design, but evidently it is still here every time the COVID relief banner at the top of the app decides to load. Now, every 1 out of 2 times that I try to click on my checking account when I load the main page of the app, I accidentally open a webpage for COVID relief that I have to close. Very annoying. Please keep up the good work of having a consistent user interface design, but also please stop making it so content unexpectedly shifts around right as I am about to click when the main page loads.

The developer, PNC Bank, N.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

Seller
PNC Bank, N.A.

Size
MB

Category
Finance

Compatibility
iPhone
Requires iOS or later.
iPad
Requires iPadOS or later.
iPod touch
Requires iOS or later.
Languages

English, Spanish

Age Rating
4+

Copyright
© PNC Bank, N.A.

Price
Free

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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Источник: mynewextsetup.us
last1=Press Release

Comments

  1. @StillNotTellingYouMyName I'm getting attacked for being pro-choice and something else in line. I might delete my comment as defending my stance and dealing with people who aren't compassionate or realistic of one's struggles different from there's is overwhelming. And I agree not to have kids you can't afford.

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