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In addition to 2% cash back, the Synchrony Premier card has no annual fee*. Get account balance and available credit, view your transactions. Many or all of the products here are from our partners that pay us a Check out our full Southwest Rapid Rewards® Premier Credit Card review to see if. Access Premier products and services, including Barclays Avios Rewards, track your payments and the option to temporarily freeze a misplaced debit card.
my premier credit card com products

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First Premier Credit Card Review 2021 - Bad Credit Mastercard

Shop with greater peace of mind, thanks to a two-year extended warranty on selected household purchases such as LCD and plasma screen televisions, digital cameras, satellite navigation systems, washing machines, iPods & iTouch bought using your Premier Credit Card. You can register up to 3 appliances per calendar year.

To qualify for the Extended Warranty, appliances must cost between $50 and $2, be purchased in full with your Premier Credit Card and be registered within 90 days of purchase. You can register onlineregister online for Extended Warranty This link will open in a new window or call +1 () *. We recommend you call before you make a purchase as some items are excluded from this cover.

Cover is provided by Domestic & General Insurance PLC and is only available to residents of the US, the Channel Islands and the Isle of Man. Policy terms and conditions (PDF, KB)

* Telephone lines are open 8am to 8pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.

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Fidelity® Rewards Visa Signature® Card

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1. You will first federal savings bank of iowa 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.

2.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

3.

To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on mynewextsetup.us and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on mynewextsetup.us Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2, Points.

4.

Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity®-managed College Savings Plan accounts. The ability to contribute to an IRA or college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call FIDELITY ().

5. Certain restrictions apply to each benefit. Details accompany new account materials.

6.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

7.

Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.

8. Fidelity Rewards+ generally requires $, invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or My premier credit card com products, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. My premier credit card com products there are no program enrollment fees, eligible managed accounts are charged an advisory fee.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.

"Giving Account" is a registered service mark of the Trustees of Fidelity® Charitable.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

© Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.

© The Kiplinger Washington Editors. Used under License.

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Fidelity® and Elan Financial Services are separate companies.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.

Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, Salem Street, Smithfield, RI

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HSBC Premier

mynewextsetup.us (the "Site") provides a portal, or gateway, to the financial services offered by members of the HSBC Group. The Site is operated by HSBC Holdings plc and hosted by The Hongkong and Shanghai Banking Corporation Limited ("HBAP"). Before using this Site, you should read the Terms carefully, as well as our Cookie Policy.

HSBC Holdings plc is a public limited company registered in England and Wales under Company Register Number and with its registered office at 8 Canada Square, London E14 5HQ.

HBAP is a company incorporated in Hong Kong and is situated at HSBC Main Building, 1 Queen's Road, Central, Hong Kong.

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HSBC Holdings plc does not offer financial services or products and HSBC Holdings plc's operation of mynewextsetup.us does not constitute an offer of any products or services provided by HSBC Group members.

Not all the products and services that you may be able to view via the Site are available in all geographical locations. The relevant HSBC Group member reserves the right to make the final determination on whether or not you are eligible for any particular product or service. If you choose to enter a website outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to access or use the facilities available on that site and the legal requirements of that jurisdiction may prohibit you from dealing or otherwise transacting in that jurisdiction.

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You agree that any of the products or services provided to you by any HSBC Group member shall be deemed to be provided in the jurisdiction within which the member providing the product or service is authorised to operate.

The Hongkong and Shanghai Banking Corporation Limited hosts the HSBC Premier website and provides technical support, access and links to the Local Sites of HSBC Group members. Financial services and products may be obtained from Local Sites. The information contained on the Site is for information purposes only. Neither HSBC Holdings plc nor HBAP holds itself out as providing legal, financial or my premier credit card com products advice via the Site.

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All products and services provided by members of the HSBC Group are subject to the terms and conditions and disclaimers of the applicable agreement governing their my premier credit card com products and use (“Product terms and conditions”). Where Product terms and conditions conflict with these Terms and Conditions or any Local Site's terms and conditions the Product terms and conditions shall prevail.

You may link to other HSBC websites or pages issued by other entities within the HSBC Group (“Local Sites”) through the Site. Your use of any Local Site shall be walmart eye center mexico mo by both these Terms and Conditions and the terms and conditions of the Local Site. If these Terms and Conditions conflict with those of the Local Site then the terms and conditions of the Local Site shall prevail.

Please read carefully any Local Site and/or Product terms and conditions before using the Local Site or product.

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The information, material and content provided in the pages of the Site or any Local Site may be changed at any time without notice. Changes may be made to these Terms and Conditions by us at any time without notice to you by updating the posting of the Terms and Conditions.

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In certain circumstances you may be requested to register with mynewextsetup.us When you register, you must provide accurate and complete information and up-date such information when necessary so it remains accurate and complete. When you register and are accepted as a registered user of the Site, you choose a unique user name and password. Please use maximum caution to keep your user name and password confidential and log-off from the Site when your session is complete to prevent unauthorised access to your information. If your user name or password is subject to unauthorised access, you should immediately inform the relevant HSBC Group company.

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Information or opinions provided by us or through a third party on the Site or by a Local Site should not be used for investment advice and do not constitute an offer to sell or solicitation of an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments. When making a decision about your investments, you should seek the advice of a professional financial adviser.

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The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits, and in particular we do not exclude or restrict our duties and liabilities to you under applicable legislation relating to the provision of financial services.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Site, information is provided on an “as is”, “as available” basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Third party sites and warranties

Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.

No endorsement or approval snb motors any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.

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Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you my premier credit card com products us or any message sent by us to you over the Internet.

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We may, at our discretion, provide an email alert service (the “Service”) allowing you to receive alerts relating to HSBC Holdings plc and/or any HSBC Group member and/or such other parties or matters as we may include from time to time.

Your use of the Service will result in us holding the data you submit for use of the Service. The data will be held in accordance with the privacy statement and will only be used to provide you with the information you have requested receiving via the Service or for statistical analysis. By using the Service, you agree to us holding and using your data as indicated above.

We may at any time at our discretion withdraw the Service and/or your use of it. The provisions under “No Warranties” in these Terms and Conditions shall apply as if reference to “the Site” includes reference to the Service.

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Copyright in the pages, screens, information, and all material in their arrangement, included in the Site or any Local Site is owned by or licensed to us or the HSBC Group unless otherwise noted. You may imprint, copy download or temporarily store extracts from the Site or any Local Site for your personal information or when you use any products and services of any Local Site. You may not alter or otherwise make any changes to any material that you print or download from the Site or any Local Site, including, without limitation, removing any identifying marks or legends from such material. You may not distribute these materials to others. Any other use is prohibited unless you first request and obtain our written permission. In particular no one may use a part of the Site or any Local Site on any other website, or link any other website to the Site or any Local Site, without our prior written permission or the consent of the relevant HSBC Group my premier credit card com products from a third party provider available on or through the Site or any Local Site may not be duplicated, distributed, published, transferred, transmitted, copied, altered, sold, used to create derivative works or otherwise misused. You must comply with all terms disclosed to you as required from time to time by any third party supplier of data or services to the Site or any Local Site, including but not limited to, where necessary, entering into a direct agreement with such third party in respect of your use of their data.

You may not use the Site or any Local Site for any purpose which is unlawful, abusive, libellous, obscene or threatening.

HSBC is a trademark of the HSBC Holdings plc and all rights in and to HSBC vest in HSBC Holdings plc. Other than as provided above you may not use or reproduce the HSBC trademark, logo or brand name.

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We may as a result of your interaction with the Site hold and process personal information obtained about you when you access the Site and use it for making lending decisions and servicing our relationship with you, for the purposes of fraud prevention and debt collection, to understand your financial needs, to conduct our business and to provide you with better customer services and products from both within the HSBC Group of Companies and those of selected third parties, my premier credit card com products evaluate the effectiveness of our marketing of the Site and for statistical analysis. We may pass this information to other members of the HSBC Group of Companies or agents, as permitted by law so that they may do the same and they may my premier credit card com products information held by them about you to us so that we may do the same. We will not disclose any such information outside of the HSBC Group of Companies except for fraud prevention purposes and/or if required/obliged by law or Governmental or judicial bodies or agencies or to our regulators under proper authority, or under a strict code of secrecy to sub-contractors or persons acting as our agents or where we have your consent or have previously informed you.

We may also in connection with the above and the provision of the Site transfer your personal data to countries outside the European Union (EU) my premier credit card com products may not provide the same level of protection for personal data as within the EU. However, all personal data wherever it is held in the HSBC Group or by its sub-contractors or agents will be afforded a high level of protection against any authorised or accidental disclosure, access or deletion. By agreeing to these Terms and Conditions you agree to such data being so used and that it may be transmitted to others as stated above.

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These Terms and Conditions are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.

By accessing this website and any of its pages, you are agreeing to these Terms.

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Bonus Offer

Offer is valid on new accounts only. To qualify, company must spend $3, within the first three months of account opening to receive the bonus. 10, bonus points will be credited within 60 days of qualification under the description: Commercial Spend Bonus.

Earning Points

Base Rewards Tier: Earns (i) one (1) point for each dollar you spend for net retail purchases (gross retail purchases less any returns or credits), (ii) three (3) points for each dollar you spend for net retail purchases in the follow rewards category: gas stations (2 additional points on top of the 1 point per dollar earned on net retail purchases), (iii) two (2) points for each dollar you spend for net retail purchases in the following rewards categories: restaurants and travel (airlines, auto rental, and lodging) (1 additional point on top of the 1 point per dollar earned on net retail purchases).

Rewards Categories: Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the kinds of products and services they primarily sell. We group similar merchant dominion power charlottesville phone number into categories for purposes of making reward offers to you. We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category.

Businesses may earn up to 10, points per calendar month, excluding bonus points. Points earned are available for redemption for a 3 year term. Points expiring during the year will be cleared from the Program Account on the last day of the month in which they expire.

Rewards Redemption

Businesses in the Base Rewards Tier may redeem points for (i) cash back to a First Citizens checking or savings account or credit card statement credits, my premier credit card com products credit towards a First Citizens personal loan or mortgage principal, (iii) Pay Me Back statement credits, (iv) travel rewards, including airline tickets, hotel, car rentals, cruises and tours, (v) retail gift cards and certificates and (vi) merchandise and (vii) donations.

These Terms are only a summary. Other restrictions and requirements apply. The full First Citizens Rewards® Program Rules will be provided upon enrollment and are accessible via the program website at mynewextsetup.us at log in.

Program Rules are subject to change or cancellation without notice.

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4 Credit Cards That You Should Never Get

Credit cards are a booming industry.

And like any other successful product, there will be companies who go a little too far in trying to turn what should be simple into a sought-after trend.

We’ve seen it all—credit cards for social media influencers, gold-plated cards and cards with sky-high interest rates. Here’s what we’ve learned: Just because a card sounds cool, or looks fancy, doesn’t mean it’ll be doing much for your wallet.

Before signing up for the latest credit card fad, consumers should consider if the card comes with fees, how it will reward them and whether or not it will help them reach their financial goals.

Here are four credit cards you should never get, based on objective criteria—and options to consider instead.

1. Karat Black Card*

The Karat Black Card is a business credit card for social media influencers. Instead of relying strictly on a credit score to determine eligibility, Karat looks at social media stats to approve applicants.

The average Karat Black Card holder has over $, in the bank and one million combined followers on Instagram, YouTube, Twitch and TikTok. According to Eric Wei, co-founder of the Karat Black Card, most social media users are young and don’t have strong credit profiles. The Karat Black Card’s eligibility criteria helps circumvent this.

The Karat Black Card looks shiny at first with no annual fee and a welcome offer of a $ statement credit. It also requires no personal guarantee and has customized rewards that are dependent upon the cardholder’s spending habits and social media reach. Those rewards can range from 2% to 5% cash back in specific categories, such as streaming my premier credit card com products, electronics, makeup and more. Rewards can be cashed out at a minimum of $

Though the Karat Black Card might sound cool, it’s nearly impossible to determine how many people the card would actually be a good fit for. Karat isn’t fully transparent with its rewards system—it won’t share what rewards an applicant is eligible for until after they go through the entire application process. Plus, the rewards have a high $ threshold to reach before they can be cashed out.

The Karat Black card is a charge card, meaning it must be paid in full each month. That could be difficult for social media influencers who are just getting their business off the ground.

Better Option: Stripe Corporate Card

The Stripe Corporate Card* is another no-annual-fee business credit card that is a much better pick than the Karat Black Card.

The Stripe Corporate Card doesn’t ask for a personal guarantee, which makes it similar to the Karat Black Card. It also has a much generous (and more transparent) rewards system: Cardholders earn an unlimited 2% cash back on their top two spending categories in any given statement cycle, and 1% cash back on everything else.

One major benefit of the Stripe Corporate Card is its credit line grows as your business grows. So, over time, the card’s earning potential with rewards can increase as your spending increases.

There is one caveat with the Stripe Corporate Card, though: The card is currently in Beta testing, and interested businesses must request an invitation to apply.

2. Mastercard® Gold Card™*

If a flashy 24K gold plated credit card sounds cool to you, then you might be interested in the Mastercard Gold Card. But after taking a closer look, the card is a fool’s option for a luxury rewards card.

The Mastercard Gold Card comes with an outrageous $ ($ for each Authorized User added to the account) annual fee. Not only is the annual fee hefty, but cardholders who want to add authorized users will pay an additional $ per user annually.

Those fees don’t get you very far, either; the card only offers a $ annual airline credit toward qualified purchases, a $ statement credit to offset the Global Entry program fee and earns 1 point per dollar spent on purchases, Those points can be redeemed at 2 times per dollar value for Airfare Redemptions. 2 times per dollar value fir Cash Back Redemptions. This card does not offer a welcome bonus.

Cardholders who want to cover the annual fee cost with their purchases throughout the year will have to charge at least $50, on the card, and redeem all of the points from those purchases on airfare or cash back.

Better Option: Chase Sapphire Reserve®

The Chase Sapphire Reserve card is a premium travel rewards credit card that tops Forbes Advisor’s picks for best travel rewards allied savings bank contact number cards.

The Chase Sapphire Preferred is one of the best travel rewards cards out there for many reasons, including its welcome bonus, generous rewards system and rewards transfer rates.

New cardholders have the chance to earn 50, bonus points after spending $4, on purchases in the first 3 months from account opening.

Additionally, the card offers the ability to earn 5 points per dollar on air travel and 10 points per dollar on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $ is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases. This card is best for individuals who travel frequently and pick up the tab at dinner.

The Chase Sapphire Reserve card also comes with a $ annual travel credit and a $ statement credit every four years toward the Global Entry or TSA PreCheck fee. Rewards can be redeemed for as much as cents per point through the Ultimate Rewards portal or Pay Yourself Back feature, or 1 cent per point for statement credit, direct deposit and gift cards. Points can also be transferred at a ratio to Chase’s airline and hotel partners like United Airlines and Hyatt. There is also an option to redeem points through Amazon purchases with a redemption rate of cents per point.

3.

Finding a credit card while having a less-than-desirable credit score can be difficult. And while the First Premier Bank card caters to subprime credit borrowers, it falls flat compared to similar cards.

The First Premier Bank card is loaded with fees and a sky-high APR rate of 36%. This is over 10% higher than other cards in the same category.

Cardholders pay a one-time program fee that varies from $55 to $95, depending on the granted card limit (which can only be up to $ when the account is first opened). There is an additional annual fee which can be as much as $ for the first year, and as high as $49 each year after. On top of those fees is yet another fee—a monthly fee—that is only waived for the first year if the credit line is $ or less. All credit limits incur a monthly fee after the first year.

Aside from being plagued with fees, this card also charges for foreign transactions (3% of each amount in U.S. dollars). The only benefits to this card is there is no deposit required and the card limit can be reevaluated after 12 months for a potential increase.

Better Option: Indigo&#; Platinum Mastercard&#;

The Indigo Platinum Mastercard is Forbes Advisor’s pick for the best credit cards if you have bad credit. This card is unsecured, meaning it doesn’t require a deposit, and is for individuals who are building or rebuilding their credit profiles.

Since the card is for consumers with poor credit and doesn’t require a deposit, there will be fees and a higher APR associated with using the card. The annual fee is $0-$99 and a % APR applies to purchase balances.  All of these fees are substantially lower than the ones incurred on the First Premier Bank Gold card.

4. Kroger REWARDS World Mastercard®*

Grocery store rewards credit cards can be helpful tools to maximize spending during shopping trips. But the Kroger Rewards World Mastercard has points that are nearly worthless.

The Kroger Rewards World Mastercard earns 2 Rewards Points per eligible net $1 spent in the Kroger Family of Companies (excluding fuel centers). 1 Reward Point per eligible net $1 spent anywhere1 Mastercard is accepted

However, the point redemptions on this card are unsatisfying. Cardholders can redeem 1, rewards points for a $5 reward. The means one point is worth $, which is less than half of a penny. The standard rate for what would be considered a “good” point redemption in other point currencies is $ to $ cents per point.

Better Option: Citi® Double Cash Card

Grocery bills add up, especially when you’re shopping for a family. If that’s the case, purchasing your groceries with a generous cash back card can help manage the costs.

The Citi Double Cash Card is an excellent option for individuals who make frequent grocery trips. This card offers 2% unlimited cash back on all purchases—1% when you make the purchase and 1% when you pay your card’s balance—with no category restrictions and no cap on how much cash back you can earn

Major perks of the Citi Double Cash card include no annual fee and cash back that can be earned anywhere. Many cards usually categorize its high-earning cash back rewards to specific purchases, such as only groceries or restaurant bills. The Citi Double Cash card will earn you 2% no matter what you purchase, which makes this a versatile rewards card to keep in your wallet.

Bottom Line

All that glitters isn’t gold, and not all credit cards belong in your wallet. Credit cards have the potential to make life better by offering you flexibility and rewards.  But the wrong cards can actually make things worse. Steer clear of these four and you’ll be much better off.

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