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Best chase credit card for airline miles


best chase credit card for airline miles

The Fidelity® Rewards Visa Signature® Card has no Reward Points caps, expirations, or restrictive categories. No annual fee. You won't be charged a yearly fee. Our Pick – The Best Credit Card for Travel Purchases. Chase Sapphire Reserve® 5X points on airfare purchased through Chase • 3X points on other travel. With these rewards credit cards, you earn miles or points that you can later redeem for airfare, hotel.
best chase credit card for airline miles

Best chase credit card for airline miles -

One question I hear often is &#;what is the best credit card for airline miles?&#; The answer like the answer to everything credit card related is that it depends. Different types of cards earn different types of miles which can be used in different types of ways. Luckily, you can simplify the search process by breaking down the different types of credit cards that earn airline miles. In this article, I&#;ll walk you through the the process of finding the best credit card for airline miles. 

Update: Some offers are no longer available — click here for the latest deals!

How do airline miles work?

The way airline miles work is simple. You collect points for an airline and then redeem those points for flights on that airline or a partner airline depending on the award chart price.

While that&#;s simple enough it&#;s a little bit less clear how airlines miles work with respect to credit cards. However, there are basically three different ways that you can earn miles with credit cards: 1) transferrable points, 2) co-branded credit cards, and 3) statement credit &#;miles.&#;

Tip: Use WalletFlo for all your credit card needs. It&#;s free and will help you optimize your rewards and savings!

Transferrable points

Some of the best credit cards for airline miles are credit cards that earn points which can be transferred to different airlines. For example, the Chase Sapphire Preferred earns Ultimate Rewards that can be transferred to a number of quality transfer partners, such as United, Southwest, Singapore, British Airways, and others.

American Express is another solid transfer program that will earn you Membership Rewards that you can transfer out to other great airline partners like Delta, Aeroplan, Asia Miles, Emirates, and many others. In fact, Amex might even have better airline partners than Chase.

Earning transferrable points has two great advantages.

Flexibility

Transferrable points give you a ton flexibility since you can choose where you want your points to go at the right time. Award prices change, plans get shaken up, and you never know what else might happen so it&#;s a good idea to leave yourself with some options for redeeming your points.

Outsized value

One great thing about transferring points is that you can transfer to them to some of the most valuable loyalty programs to book amazing first class flying experiences at outsized value. For example, I recently transferred Chase Ultimate Rewards to Singapore Airlines to fly on one of the most premier first class cabins in the world.

Co-branded credit cards

Co-branded credit cards will earn you points for a specific loyalty program. For example, the Chase Southwest credit card will earn you Southwest Rapid Rewards that you can utilize on Southwest flights.

But you won&#;t just be limited to a single airline with every card. This is because you can utilize airline partners and alliances. For example, I recently used American Airlines credit cards to earn AA miles that I then used to book first class tickets on oneworld partner, Qatar Airways.

So with co-branded credit cards you get some flexibility and potential for outsized value, it&#;s just not as much as you do with transferrable points.

Cards that earn &#;Miles&#;

There are also credit cards that don&#;t miles for different airlines. Instead, these credit cards earn &#;miles&#; that act as a statement credit which can be applied toward airline purchases (or other travel purchases). You lose out on the ability to redeem points for outsized value on first class flights but you gain the simplicity and ease of redeeming points for a statement credit.

With these type of credit cards, you don&#;t have to worry about award inventory or blackout dates. You simply put a travel expense on your card and redeem your points for it. A perfect example of this type of credit card is the Capital One Venture Rewards Credit Card.

What is the Best Credit Card for Airline Miles?

Here&#;s my list of of the best credit cards for airline miles:

  • Chase Sapphire Preferred
  • Chase Sapphire Reserve
  • The Platinum Card® from American Express
  • Barclaycard Aviator Red
  • United MileagePlus Explorer Card
  • Southwest Airlines Rapid Rewards Plus Card (to be added below soon)
  • Gold Delta SkyMiles® Credit Card from American Express
  • Capital One Venture

Most of the good credit cards for airline miles are going to require you to have good to excellent credit. 

Chase Sapphire Preferred

  • 60, Ultimate Rewards after spending $4, within 3 months
  • 2X on dining and travel
  • Great purchase and travel protections
  • Low annual fee

The Chase Sapphire Preferred is arguably the best credit card for airline miles for the the masses. That&#;s because it comes with a low annual fee (waived the first year) and a strong sign-up bonus of 60, points. You&#;ll also be earning 2X the points on dining and travel which can add up fast.

Chase Sapphire Reserve

  • 50, Ultimate Rewards after spending $4, within 3 months
  • $ travel credit
  • 3X on dining and travel
  • Priority Pass access
  • Great purchase and travel protections

The Chase Sapphire Reserve is arguably the best travel rewards credit card. It comes with a solid 50, point sign-up bonus, earns 3X on dining and travel, allows you to redeem points for travel at cents per point, gives you primary rental car coverage (along with other great purchase and travel protections), and comes with a $ travel credit.

The Reserve also gives you (and your traveling companions) lounge access at over 1, lounges around the world with Priority Pass. All of these perks make it very easy to make up for the $ annual fee of this card. And that’s why I feature the Reserve as my #1 travel rewards credit card in my list of top travel credit cards.

Because this card so valuable and it’s subject to 5/24, it’s usually one of the first credit cards I recommend for people with established credit profiles.

The Platinum Card® from American Express

  • , miles after spending $5, within the first 6 months
  • Priority Pass, Centurion lounge, and Delta SkyClub access (when flying Delta)
  • Hilton Gold and SPG Gold elite status
  • 5X on airfare and 5X on hotels booked through the Amex Travel
  • TSA Pre-Check/Global Entry $ credit
  • Annual fee: $ (NOT waived first year)

Even the , offer on The Platinum Card® from American Express is among the highest bonus offers compared to the competition. And that&#;s worth a lot of points since American Express has arguably better transfer partners than Chase. With American Express, you can transfer Membership Rewards to airlines like ANA, Aeroplan, Cathay Pacific Asia Miles, British Airways/Iberia, Flying Blue, Delta, JetBlue, Etihad, Emirates, and several others.

If you’re able to utilize the $ annual travel credit and the $ in Uber credits, you’re looking at an effective annual fee of $, which is fantastic considering the benefits listed above.

Barclaycard Aviator Red

  • Earn 50, AAdvantage miles after your first purchase and paying the $99 annual fee in full, both within the first 90 days
  • Earn 2X on eligible American Airlines purchases
  • First checked bag free for the primary cardmember and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines
  • Preferred boarding for the primary cardmember and up to 4 companions on their reservation
  • Annual fee $99 (not waived)

The Barclaycard Aviator Red is definitely one of the best credit cards for airline miles. That&#;s because it offers a high sign-up bonus after just making a single purchase. You can buy a stick of gum and earn enough miles for a roundtrip to anywhere within the US in first class!

This offer is a bit like paying $99 for 50, AAdvantage miles, which is a great deal. This offer does at times rise to 60, so you might want to hold off until that higher bonus rolls around.

United MileagePlus Explorer Card

  • High sign-up bonus (varies over time)
  • Annual United Club lounge pass for two people
  • Free checked bag and priority boarding
  • Increased award inventory

The United MileagePlus Explorer card often comes with a high sign-up bonus of 40, miles or higher. In fact, the offer can be as high as 60, or 70,. I personally love this airlines credit card because it comes with an annual United Club lounge pass for two people. So you can relax in a United Airlines lounge and enjoy complimentary drinks and food/snacks.

You&#;ll also get benefits like free checked luggage and priority boarding along with increased award inventory.

Gold Delta SkyMiles® Credit Card from American Express

  • Offers may be up to 60, miles
  • $ statement credit sometimes offered
  • $99 annual fee waived the first year
  • 2X on Delta purchases

The Gold Delta SkyMiles® Credit Card from American Express is one of my favorite credit cards for quickly earning airline miles. I personally would wait until the 60, offer comes around (which is quite often). 60, Delta miles will put you on your way to earning enough miles for a one-way business class award to Europe.

I recently used 85, Delta miles to book a business class ticket on Virgin Atlantic and only ended up paying $ for a $8, flight! This credit card often comes with a statement credit worth up to $ which you can use to cover incidentals.

Capital One Venture

CAPITAL ONE VENTURE benefits
  • 60, points after spending $3, within the first 3 months
  • 2X on all purchases (redeemed towards travel)
  • 10X at mynewextsetup.us
  • $95 annual fee waived the first year

The Capital One Venture is one of the best credit cards for airline &#;miles&#; because it gives you 60, points worth $ as a sign-up bonus. So that&#;s $ that you can use toward any flight on pretty much any airline. I&#;ve used the Capital One Venture on numerous occasions, including covering the high surcharges on award tickets like those on Emirates.

If you don&#;t want to hassle with learning how to transfer points or you don&#;t want to worry about searching for open award seats, then the Capital One Venture can be one of the best cards for earning miles.

Final word

The best credit card for airline miles is one that comes with a decent sign-up bonus, strong bonus earning potential, and will earn you miles that you&#;ll actually use. If you can focus narrowing down your options by focusing on obtaining a good sign-up bonus on a card that will earn you lots miles that you know you&#;ll put to use, you&#;ll be able to find the best airline credit card for you. And as Consumer Reports suggests, don&#;t forget to consider cash back credit cards.

UponArriving has partnered with CardRatings for our coverage of credit card products. UponArriving and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser&#;s responsibility to ensure all posts and/or questions are answered.

Daniel Gillaspia

Daniel Gillaspia is the Founder of mynewextsetup.us and creator of the credit card app, WalletFlo. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Since , his content has been featured in major publications such as National Geographic, Smithsonian Magazine, Forbes, CNBC, US News, and Business Insider. Find his full bio here.

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Источник: mynewextsetup.us
This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards appear on the page may be influenced by compensation we may receive from our partners.

Airline credit cards can be an excellent addition to your wallet if you fly frequently with a certain airline. Here are the best credit cards for airline travel offered by our partners.

2 - 5X points

  • 5X Earn 5X points on travel purchased through Chase Ultimate Rewards®.
  • 3X Earn 3X points on dining.
  • 2X Earn 2X points on all other travel purchases, plus more.

60, points

60, points

Excellent/Good

Excellent/Good

Why we chose it

The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at cents each for travel booked through Chase or transfer points to one of Chase’s 14 valuable airline and hotel partners.

Pros

  • You’ll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout
  • The current sign-up bonus on this card is quite generous. TPG values it at $1,
  • Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.

Cons

  • The card comes with a $95 annual fee.
  • Earn 60, bonus points after you spend $4, on purchases in the first 3 months from account opening. That's $ when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60, points are worth $ toward travel.
  • With Pay Yourself Back&#;, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Pros

  • You’ll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout
  • The current sign-up bonus on this card is quite generous. TPG values it at $1,
  • Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.

Cons

  • The card comes with a $95 annual fee.
  • Earn 60, bonus points after you spend $4, on purchases in the first 3 months from account opening. That's $ when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60, points are worth $ toward travel.
  • With Pay Yourself Back&#;, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Best for easy-to-use rewards

2 - 5X points

  • 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get our best prices on thousands of trip options
  • 2X Earn unlimited 2X miles on every purchase, every day.

60, miles

60, miles

Excellent, Good

Excellent, Good

Why we chose it

When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives.

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 60, miles, worth $1, based on TPG valuations and not provided by the issuer.
  • You'll earn 2x on every purchase, which means you won't have to worry about memorizing bonus categories.
  • Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 10+ travel partners.

Cons

  • Transfer ratios to most partners are mediocre at less than ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Enjoy a one-time bonus of 60, miles once you spend $3, on purchases within 3 months from account opening, equal to $ in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get our best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • No foreign transaction fees

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 60, miles, worth $1, based on TPG valuations and not provided by the issuer.
  • You'll earn 2x on every purchase, which means you won't have to worry about memorizing bonus categories.
  • Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 10+ travel partners.

Cons

  • Transfer ratios to most partners are mediocre at less than ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Enjoy a one-time bonus of 60, miles once you spend $3, on purchases within 3 months from account opening, equal to $ in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get our best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • No foreign transaction fees

Best new premium travel credit card

2 - 10X points

  • 10X Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.
  • 2X Earn unlimited 2X miles on all other purchases

, miles

, miles

Excellent

Excellent

Why we chose it

If you can maximize the up to $ statement credit toward Capital One Travel, the Venture X’s annual fee effectively comes down to $95, the same annual fee pegged to the Capital One Venture Rewards Credit Card. Add in a 10,mile bonus every account anniversary (worth $, according to TPG valuations) and lounge access, and the card may become the strongest option out there for a lot of travelers.

Pros

  • For a limited time, receive up to $ in statement credits for vacation rental purchases like Airbnb and Vrbo charged within the first year
  • , bonus miles after spending $10, on purchases in the first six months
  • 10, bonus miles every account anniversary

Cons

  • $ annual fee
  • Up to $ back in statement credit annually only applicable for bookings made through Capital One Travel portal
  • Earn , bonus miles when you spend $10, on purchases in the first 6 months from account opening, equal to $1, in travel
  • Limited-time Offer: Receive up to $ back in statement credits for vacation rentals charged to your account within your first year
  • Receive up to $ back annually as statement credits for bookings through Capital One Travel, where you'll get our best prices on thousands of options
  • Get 10, bonus miles (equal to $ towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,+ Priority Pass lounges worldwide
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

Pros

  • For a limited time, receive up to $ in statement credits for vacation rental purchases like Airbnb and Vrbo charged within the first year
  • , bonus miles after spending $10, on purchases in the first six months
  • 10, bonus miles every account anniversary

Cons

  • $ annual fee
  • Up to $ back in statement credit annually only applicable for bookings made through Capital One Travel portal
  • Earn , bonus miles when you spend $10, on purchases in the first 6 months from account opening, equal to $1, in travel
  • Limited-time Offer: Receive up to $ back in statement credits for vacation rentals charged to your account within your first year
  • Receive up to $ back annually as statement credits for bookings through Capital One Travel, where you'll get our best prices on thousands of options
  • Get 10, bonus miles (equal to $ towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,+ Priority Pass lounges worldwide
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

Best for international airlines

1 - 3X points

  • 3X Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • 3X Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • 1X Earn 1 Point per $1 spent on all other purchases

80, points

80, points

Excellent, Good

Excellent, Good

Why we chose it

The Citi Premier Card is one of the best starter travel rewards cards due to its gracious amount of bonus spend categories. You’ll not only earn triple points on air travel and hotel, but also on restaurants, supermarkets and gas stations — offering plenty of opportunities to earn on your everyday purchases. Best of all, your points are flexible and can transfer to a variety of frequent flyer programs in every airline alliance. Finally, enjoy an annual $ hotel savings benefit through Citi on single-stay bookings of $ or more (excluding taxes and fees).

Pros

  • Earns 3x on restaurants, supermarkets, gas stations, air travel and hotels.
  • $ annual hotel savings benefit (on single hotel stay bookings of $ or more booked through mynewextsetup.us).
  • Points transfer to 15 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee.
  • Lacks travel protections that other travel rewards cards come with.
  • Earn 80, bonus ThankYou® Points after you spend $4, in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80, Points are redeemable for $ in gift cards when redeemed at mynewextsetup.us
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Pros

  • Earns 3x on restaurants, supermarkets, gas stations, air travel and hotels.
  • $ annual hotel savings benefit (on single hotel stay bookings of $ or more booked through mynewextsetup.us).
  • Points transfer to 15 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee.
  • Lacks travel protections that other travel rewards cards come with.
  • Earn 80, bonus ThankYou® Points after you spend $4, in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80, Points are redeemable for $ in gift cards when redeemed at mynewextsetup.us
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Terms & restrictions mynewextsetup.us rates & fees

Best for occasional Delta flyers

1 - 2X points

  • 2X Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • 1X Earn 1X Mile on all other eligible purchases.

40, miles

40, miles

$0 introductory annual fee for the first year, then $

Excellent/Good

Excellent/Good

Why we chose it

The Delta SkyMiles Gold Amex provides valuable elite-like benefits for causal Delta flyers including a first checked bag free and priority boarding. It can easily justify getting and keeping this card.

Pros

  • First checked bag free for you and up to eight companions.
  • Main Cabin 1 priority boarding.
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).

Cons

  • Doesn't make sense if you don't fly Delta.
  • There are better Delta cards if you want lounge access or a boost to earn elite status.
  • Earn 40, Bonus Miles after you spend $1, in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • $ Delta Flight Credit: After you spend $10, in purchases on your card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $
  • Terms Apply.
  • See Rates & Fees

Pros

  • First checked bag free for you and up to eight companions.
  • Main Cabin 1 priority boarding.
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).

Cons

  • Doesn't make sense if you don't fly Delta.
  • There are better Delta cards if you want lounge access or a boost to earn elite status.
  • Earn 40, Bonus Miles after you spend $1, in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • $ Delta Flight Credit: After you spend $10, in purchases on your card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $
  • Terms Apply.
  • See Rates & Fees

Terms & restrictions mynewextsetup.us rates & fees

Best for business travel perks

- 5X points

  • 5X Get 5X Membership Rewards® points on flights and prepaid hotels on mynewextsetup.us
  • X Earn X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5, or more everywhere else. Cap applies.

, points

, points

$ (10//12/22)

Good, Excellent

Good, Excellent

Why we chose it

The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more.

Pros

  • Up to $ credit for Global Entry or TSA PreCheck application fee every four to five years.
  • Up to $ annual statement credit for U.S. Dell purchases (enrollment required).
  • Gold status at Marriott and Hilton hotels; access to the Fine Hotels & Resorts program and Hotel Collection (enrollment required).
  • Extended warranty protection; International Airline Program; and Cruise Privileges Program.

Cons

  • Steep $ annual fee.
  • Difficulty meeting $15, minimum spend for smaller businesses.
  • Limited high bonus categories outside of travel.
  • Welcome Offer: Earn , Membership Rewards® points after you spend $15, on eligible purchases with your Card within the first 3 months of Card Membership.
  • Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be % to % based on your credit worthiness and other factors as determined at the time of account opening.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on mynewextsetup.us
  • Earn X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5, or more everywhere else. Cap applies.
  • Unlock over $1, in value per year for statement credits on select purchases with your Card, including up to $ with Dell Technologies, up to $ with Indeed, up to $ with Adobe and up to $ on wireless telephone purchases. Enrollment required.
  • $ Airline Fee Credit: Get up to $ in statement credits per calendar year toward baggage fees and more at one qualifying airline.
  • $ CLEAR® Credit: Use your Card and get up to $ back per year on your CLEAR® membership.
  • Access to more than 1, airport lounges across countries and counting with The American Express Global Lounge Collection®. More lounge options than any other credit card on the market as of 8/
  • $ Annual Fee ($ if application is received on or after 01/13/).
  • Terms Apply.
  • See Rates & Fees

Pros

  • Up to $ credit for Global Entry or TSA PreCheck application fee every four to five years.
  • Up to $ annual statement credit for U.S. Dell purchases (enrollment required).
  • Gold status at Marriott and Hilton hotels; access to the Fine Hotels & Resorts program and Hotel Collection (enrollment required).
  • Extended warranty protection; International Airline Program; and Cruise Privileges Program.

Cons

  • Steep $ annual fee.
  • Difficulty meeting $15, minimum spend for smaller businesses.
  • Limited high bonus categories outside of travel.
  • Welcome Offer: Earn , Membership Rewards® points after you spend $15, on eligible purchases with your Card within the first 3 months of Card Membership.
  • Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be % to % based on your credit worthiness and other factors as determined at the time of account opening.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on mynewextsetup.us
  • Earn X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5, or more everywhere else. Cap applies.
  • Unlock over $1, in value per year for statement credits on select purchases with your Card, including up to $ with Dell Technologies, up to $ with Indeed, up to $ with Adobe and up to $ on wireless telephone purchases. Enrollment required.
  • $ Airline Fee Credit: Get up to $ in statement credits per calendar year toward baggage fees and more at one qualifying airline.
  • $ CLEAR® Credit: Use your Card and get up to $ back per year on your CLEAR® membership.
  • Access to more than 1, airport lounges across countries and counting with The American Express Global Lounge Collection®. More lounge options than any other credit card on the market as of 8/
  • $ Annual Fee ($ if application is received on or after 01/13/).
  • Terms Apply.
  • See Rates & Fees

Terms & restrictions mynewextsetup.us rates & fees

NEW PLATINUM EXCLUSIVE OFFER

New Platinum exclusive offer

5 - 10X points

  • 10X Earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25, in combined purchases, during your first 6 months of Card Membership.
  • 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $, on these purchases per calendar year.
  • 5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

, points

, points

Excellent/Good

Excellent/Good

Why we chose it

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee.

Pros

  • The current welcome bonus on this card is quite lucrative. TPG values it at $2,, not including any points you may earn from the temporary 10x bonus categories.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and more than $1, in assorted annual statement credits and so much more.
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $ annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee credit and other statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
  • Earn , Membership Rewards® Points after you spend $6, on purchases on the Card in your first 6 months of Card Membership.
  • Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25, in combined purchases, during your first 6 months of Card Membership.
Источник: mynewextsetup.us

Fidelity® Rewards Visa Signature® Card

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.

2.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

3.

To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on mynewextsetup.us and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on mynewextsetup.us Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2, Points.

4.

Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity®-managed College Savings Plan accounts. The ability to contribute to an IRA or college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call FIDELITY ().

5. Certain restrictions apply to each benefit. Details accompany new account materials.

6.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

7.

Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.

8. Fidelity Rewards+ generally requires $, invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible managed accounts are charged an advisory fee.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.

"Giving Account" is a registered service mark of the Trustees of Fidelity® Charitable.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

© Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.

© The Kiplinger Washington Editors. Used under License.

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Fidelity® and Elan Financial Services are separate companies.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.

Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, Salem Street, Smithfield, RI

Источник: mynewextsetup.us

Annual fee: $ (see rates and fees)

Current welcome bonus: This is one of the most lucrative welcome bonuses on the credit card market today. After spending $6, within the first six months of card membership, you’ll earn , Membership Rewards points.

How to spend the welcome bonus: This hefty bonus is transferable to other airline and hotel loyalty programs (AmEx has a long list of partners including British Airways, Emirates, Hilton, Marriott, Qantas, Radisson and Virgin Atlantic among others) or can be used to directly purchase $1, worth of travel via the Membership Rewards portal.

Learn more about the American Express Platinum card.

Delta SkyMiles Platinum American Express Card

Why we love it: We don’t love the low value of Delta SkyMiles, since you sometimes need double, triple, or quadruple the miles compared to what other airlines charge for mileage tickets. But, we do love the opportunity to earn Medallion Qualification Miles (MQMs) toward elite status by meeting certain spend thresholds. If it’s Delta elite status you’re after, this is a must-have for your wallet.

How it earns miles: You’ll earn three SkyMiles for every dollar you spend on Delta flights, two miles on dining and supermarket purchases, and one mile on everything else. After spending $10, on the card, you will earn 10, bonus MQMs, and another 10, MQMs after reaching $20, in annual spend. That’s helpful since it only takes 25, MQMs to reach entry-level Silver Medallion status.

Additional perks: A free checked bag when flying Delta is one of the perks, as is a statement credit to offset the cost of TSA PreCheck or Global Entry membership (enrollment required, terms apply). Another popular benefit is a companion certificate that allows cardholders to bring along a fellow flier for free (plus tax).

Annual fee: $ (see rates and fees)

Current welcome bonus: You can earn 75, SkyMiles and 10, MQMs toward elite status after spending $3, within the first three months of opening the account.

How to spend the welcome bonus: Delta prices its award tickets at sometimes exorbitant rates, but there are still some good deals from time to time. A recent award fare sale priced economy class tickets to Europe at 34, miles round-trip. Most of the year, however, the mileage cost of award flights on Delta and its partners can be rather inflated compared to other airlines, which means those 75, miles will definitely come in handy, no matter where you want to fly.

Learn more about the Delta SkyMiles Platinum American Express card.

Alaska Airlines Visa Signature Card

Why we love it: Alaska Airlines is the only major domestic airline to award miles based on distance flown rather than how much you spend on a ticket. This makes it easier to rack up Alaska miles, even on cheap tickets. In March, Alaska joined the OneWorld alliance, but the carrier also has a long roster of other international airline partners where you can earn and redeem miles. The low annual fee and plethora of benefits deliver great value.

Источник: mynewextsetup.us

Air Canada Rejoins the U.S. Market With New Credit Card

Chase and Air Canada launched a new co-branded rewards credit card Thursday, marking the Canada-based airline’s return to the U.S. credit card market after an absence of several years. 

The Chase Aeroplan World Elite Mastercard Credit Card is a mid-tier ($95 annual fee) airline rewards card designed to provide Air Canada loyalists another way to earn miles in Aeroplan, Air Canada’s loyalty program, plus travel perks such as free checked baggage. Chase began accepting applications for the card on its website on Thursday.

At launch, the card offers a welcome bonus potentially worth , points. It comes in the form of two flight certificates, worth up to 50, points each, awarded after spending $4, in the first three months of card ownership. This is in line with other big welcome offers from co-branded airline credit cards, although the Aeroplan card’s bonus is slightly more restrictive. 

The Chase Aeroplan credit card offers its best earning rates in common purchase categories. Cardholders will earn 3 points per $1 spent on Air Canada, dining (including takeout), and grocery stores. And although the card only earns 1 point per $1 spent on all other categories, big spenders can earn up to 1, additional bonus points each month: points are awarded for every $2, spent, up to $6, per month. 

New cardholders will also receive Aeroplan’s “25K” elite status for at least a year, which includes benefits such as priority check-in, early boarding, and complimentary upgrades. Thereafter, 25K status may be earned by spending $15, on the card each calendar year. Existing Aeroplan elite members can snag a one-level boost after spending $50, in a year, while those who charge over $, will see benefits such as discounted flight rewards and companion perks. 

The card also offers a one free checked bag perk, a $ TSA PreCheck/Global Entry credit, and trip insurance. A plan to offer Chase’s Pay Yourself Back program is in the works, which would allow cardholders to redeem Aeroplan points for statement credits toward certain purchases. 

The Chase Aeroplan credit card leads other mid-tier airline credit cards that charge a similar $95 annual fee—both for its elevated earning rates and its suite of benefits. Competitors such as the United Explorer Card (also issued by Chase) only offer 2 points per $1 spent on dining, hotels, and United purchases. While the free checked bag benefit is there, as is the $ credit, missing is the ability to earn elite status via spending on the card. 

Co-branded credit cards from both Delta and American Airlines will allow you to earn status from card spending, but it’s costly. For example, earning enough points for the lowest-level Delta status requires at least $60, spent on a Delta credit card each year, while lower-level status with American requires you to spend $30, on one of its credit cards. In contrast, the relatively low $15, threshold needed to reach Aeroplan’s 25K status seems easy.

Cardholders can also reduce the carbon footprints of their Air Canada award flights. Aeroplan will purchase carbon offsets to reduce the impact of greenhouse gas emissions associated with cardmember travel when they fly Air Canada using an Aeroplan flight reward.

Consumers will need to decide if investing in an Air Canada credit card makes sense for them, particularly if their travel rarely takes them north. Because Air Canada is part of Star Alliance, you can redeem Aeroplan points with United Airlines. But travelers whose nearby airline hubs are not served by United may want to consider the usefulness of this card before signing up.

Источник: mynewextsetup.us

Rapid Rewards Partners

Anniversary points
after your Cardmember anniversary each year

3,7,

Points per $1
spent on Southwest Airlines® purchases made directly with the airline

2X3X

Earn 2 points per $1
spent on Rapid Rewards hotels and car rental partner purchases

yesyes

Earn 2 points per $1
spent on local transit and commuting, including rideshare

yes, new!yes, new!

Earn 2 points per $1
spent on internet, cable, phone services, and select streaming

yes, new!yes, new!

Earn 1 point per $1
spent on all other purchases

yesyes

25% back
on all inflight purchases

yes, new!yes

2 EarlyBird Check-In®
per year

yes, new!no

4 Upgraded Boardings per year
When available

noyes

$75 Southwest® annual travel credit

noyes

1, Tier Qualifying Points
towards A-List and A-List Preferred status

noyes

No foreign transaction fees

noyes

Annual fee

$69$
Источник: mynewextsetup.us

Fidelity® Rewards Visa Signature® Card

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.

2.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

3.

To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on mynewextsetup.us and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on mynewextsetup.us Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2, Points.

4.

Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Capital one gold mastercard login Account®, Fidelity HSA®, and Fidelity®-managed College Savings Plan accounts. The ability to contribute to an IRA or college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call FIDELITY ().

5. Certain restrictions apply to each benefit. Details accompany new account materials.

6.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

7.

Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.

8. Fidelity Rewards+ generally requires $, invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible managed accounts are charged an amazon com store card fee.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.

"Giving Account" is a registered service mark of the Trustees of Fidelity® Charitable.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

© Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.

© The Kiplinger Washington Editors. Used under License.

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Fidelity® and Elan Financial Services are separate companies.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.

Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, Salem Street, Smithfield, RI

Источник: mynewextsetup.us

Annual fee: $ (see rates and fees)

Current welcome bonus: This is one of the most lucrative welcome bonuses on the credit card market today. After spending $6, within the first six months of card membership, you’ll earnMembership Rewards points.

How to spend the welcome bonus: This hefty bonus is transferable to other airline and hotel loyalty programs (AmEx has a long list of partners including British Airways, Emirates, Hilton, Marriott, Qantas, Radisson and Virgin Atlantic among others) or can be used to directly purchase $1, worth of travel via the Membership Rewards portal.

Learn more about the American Express Platinum card.

Delta SkyMiles Platinum American Express Card

Why we love it: We don’t love the low value of Delta SkyMiles, since san jose ca usa zip code sometimes need double, triple, or quadruple the miles compared to what other airlines charge for mileage tickets. But, we do love the opportunity to earn Medallion Qualification Miles (MQMs) toward elite status by meeting certain spend thresholds. If it’s Delta elite status you’re after, this is a must-have for your wallet.

How it earns miles: You’ll earn three SkyMiles for every dollar you spend on Delta flights, two miles on dining and supermarket purchases, and one mile on everything else. After spending $10, on the card, you will earn 10, bonus MQMs, and another 10, MQMs after reaching $20, in annual spend. That’s helpful since it only takes 25, MQMs to reach entry-level Silver Medallion status.

Additional perks: A free checked bag when flying Delta is one of the perks, as is a statement credit to offset the cost of TSA PreCheck or Global Entry membership (enrollment required, terms apply). Another popular benefit is a companion certificate that allows cardholders to bring along a fellow flier for free (plus tax).

Annual fee: $ (see rates and fees)

Current welcome bonus: You can earn 75, SkyMiles and 10, MQMs toward elite status after spending $3, within the first three months of opening the account.

How to spend the welcome bonus: Delta prices its award tickets at sometimes exorbitant rates, but there are still some good deals from time to time. A recent award fare sale priced economy class tickets to Europe at 34, miles round-trip. Most of the year, however, the mileage cost of award flights on Delta and its partners can be rather inflated compared to other airlines, which means those 75, miles will definitely come in handy, no matter where you want to fly.

Learn more about the Delta SkyMiles Platinum American Express card.

Alaska Airlines Visa Signature Card

Why we love it: Alaska Airlines is the only major domestic airline to award miles based on distance flown rather than how much you spend property mortgage loan rate of interest a ticket. This makes it easier to rack up Alaska miles, even on cheap tickets. In March, Alaska joined the OneWorld alliance, but the carrier also has a long roster of other international airline partners where you can earn and redeem miles. The low annual fee and plethora of benefits deliver great value.

Источник: mynewextsetup.us
This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards bb gel nail on the page may be influenced best chase credit card for airline miles compensation we may receive from our partners.

Airline credit cards can be an excellent addition to your wallet if you fly frequently with a certain airline. Here are the best credit cards for airline travel offered by our partners.

2 - 5X points

  • 5X Earn 5X points on travel purchased through Chase Ultimate Rewards®.
  • 3X Earn 3X points on dining.
  • 2X Earn 2X points on all other travel purchases, plus more.

60, points

60, points

Excellent/Good

Excellent/Good

Why we chose it

The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at cents each for travel booked through Chase or transfer points to one of Chase’s 14 valuable airline and hotel partners.

Pros

  • You’ll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout
  • The current sign-up bonus on this card is quite generous. TPG values it at $1,
  • Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.

Cons

  • The card comes with a $95 annual fee.
  • Earn 60, bonus points after you spend $4, on purchases in the first 3 months from account opening. That's $ when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60, points are worth $ toward travel.
  • With Pay Yourself Back&#;, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and best chase credit card for airline miles service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Pros

  • You’ll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout
  • The current sign-up bonus on this card is quite generous. TPG values it at $1,
  • Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.

Cons

  • The card comes with a $95 annual fee.
  • Earn 60, bonus points after you spend $4, on purchases in the first 3 months from account opening. That's $ when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60, points are worth $ toward travel.
  • With Pay Yourself Back&#;, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Best for easy-to-use rewards

2 - 5X points

  • 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get our best prices on thousands of trip options
  • 2X Earn unlimited 2X miles on every purchase, every day.

60, miles

60, miles

Excellent, Good

Excellent, Good

Why we chose it

When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives.

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 60, miles, worth $1, based on TPG valuations and not provided by the issuer.
  • You'll earn 2x on every purchase, which means you won't have to worry about memorizing bonus categories.
  • Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 10+ travel partners.

Cons

  • Transfer ratios to most partners are mediocre at less than ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Enjoy a one-time bonus of 60, miles once you spend $3, on purchases within 3 months from account opening, equal to $ in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get our best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • No foreign transaction fees

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 60, miles, worth $1, based on TPG valuations and not provided by the issuer.
  • You'll earn 2x on every purchase, which means you won't have to worry about memorizing bonus categories.
  • Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 10+ travel partners.

Cons

  • Transfer ratios to most partners are mediocre at less than ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Enjoy a one-time bonus of 60, miles once you spend $3, on purchases within 3 months from account opening, equal to $ in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can best chase credit card for airline miles
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get our best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • No foreign transaction fees

Best new premium travel credit card

2 - 10X points

  • 10X Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.
  • 2X Earn unlimited 2X miles on all other purchases

miles

miles

Excellent

Excellent

Why we chose it

If you can maximize the up to $ statement credit toward Capital One Travel, the Venture X’s annual fee effectively comes down to $95, the same annual fee pegged to the Capital One Venture Rewards Credit Card. Add in a best chase credit card for airline miles bonus every account anniversary (worth $, according to TPG valuations) and lounge access, and the card may become the strongest option out there for a lot of travelers.

Pros

  • For a limited time, receive up to $ in statement credits for vacation rental purchases like Airbnb and Vrbo charged within the first year
  • bonus miles after spending $10, on purchases in the first six months
  • 10, bonus miles every account anniversary

Cons

  • $ annual fee
  • Up to $ back in statement credit annually only applicable for bookings made through Capital One Travel portal
  • Earnbonus miles when you spend $10, on purchases in the first 6 months from account opening, equal to $1, in travel
  • Limited-time Offer: Receive up to $ back in statement credits for vacation rentals charged to your account within your first year
  • Receive up to $ back annually as statement credits for bookings through Capital One Travel, where you'll get united healthcare greensboro nc phone number best prices on thousands of options
  • Get 10, bonus miles (equal to $ towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,+ Priority Pass lounges worldwide
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

Pros

  • For a limited time, receive up to $ in statement credits for vacation rental purchases like Airbnb and Vrbo charged within the first year
  • bonus miles after spending $10, on purchases in the first six months
  • 10, bonus miles every account anniversary

Cons

  • Earnbonus miles when you spend $10, on purchases in the first 6 months from account opening, equal to $1, in travel
  • Limited-time Offer: Receive up to $ back in statement credits for vacation rentals charged to your account within your first year
  • Receive up to $ back annually as statement credits for bookings through Capital One Travel, where you'll get our best prices on thousands of options
  • Get 10, bonus miles (equal to $ towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,+ Priority Pass lounges worldwide
  • Receive up to a $ credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, allied savings bank contact number cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

Best for international airlines

1 - 3X points

  • 3X Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • 3X Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • 1X Earn 1 Point per $1 spent on all other purchases

80, points

80, points

Excellent, Good

Excellent, Good

Why we chose it

The Citi Premier Card is one of the best starter travel rewards cards due to its gracious amount of bonus spend categories. You’ll not only earn triple points on air travel and hotel, but also on restaurants, supermarkets and gas stations — offering plenty of opportunities to earn on your everyday purchases. Best of all, your points are flexible and can transfer to a variety of frequent flyer programs in every airline alliance. Finally, enjoy an annual $ hotel savings benefit through Citi on single-stay bookings of $ or more (excluding taxes and fees).

Pros

  • Earns 3x on restaurants, supermarkets, gas stations, air travel and hotels.
  • $ annual hotel savings benefit (on single hotel stay bookings of $ or more booked through mynewextsetup.us).
  • Points transfer to 15 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee.
  • Lacks travel protections that other travel rewards cards come with.
  • Earn 80, bonus ThankYou® Points after you spend $4, in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80, Points are redeemable for $ in gift cards when redeemed at mynewextsetup.us
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Pros

  • Earns 3x on restaurants, supermarkets, gas stations, air travel and hotels.
  • $ annual hotel savings benefit (on single hotel stay bookings of $ or more booked through mynewextsetup.us).
  • Points transfer to 15 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee.
  • Lacks travel protections that other travel rewards cards come with.
  • Earn 80, bonus ThankYou® Points after you spend $4, in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80, Points are redeemable for $ in gift cards when redeemed at mynewextsetup.us
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Terms & restrictions mynewextsetup.us rates & fees

Best for occasional Delta flyers

1 - 2X points

  • 2X Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • 1X Earn 1X Mile on all other eligible purchases.

40, miles

40, miles

$0 introductory annual fee for the first year, then $

Excellent/Good

Excellent/Good

Why we chose it

The Delta SkyMiles Gold Amex provides valuable elite-like benefits for causal Delta flyers including a first checked bag free and priority boarding. It can easily justify getting and keeping this card.

Pros

  • First checked bag free for you and up to eight companions.
  • Main Cabin 1 priority boarding.
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).

Cons

  • Doesn't make sense if you don't fly Delta.
  • There are better Delta cards if you want lounge access or a boost to earn elite status.
  • Earn 40, Bonus Miles after you spend $1, in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the valley of flowers national park 3 months of membership.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • $ Delta Flight Credit: After you spend $10, in purchases on your card in a calendar year, receive a Credit to use toward future best chase credit card for airline miles.
  • Enjoy a $0 introductory Annual Fee for the first year, then $
  • Terms Apply.
  • See Rates & Fees

Pros

  • First checked bag free for you and up to eight companions.
  • Main Cabin 1 priority boarding.
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).

Cons

  • Doesn't make sense if you don't fly Delta.
  • There are better Delta cards if you want lounge access or a boost to earn elite status.
  • Earn 40, Bonus Miles after you spend $1, in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • $ Delta Flight Credit: After you spend $10, in purchases on your card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $
  • Terms Apply.
  • See Rates & Fees

Terms & restrictions mynewextsetup.us rates & fees

Best for business travel perks

- 5X points

  • 5X Get 5X Membership Rewards® points on flights and prepaid hotels on mynewextsetup.us
  • X Earn X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5, or more everywhere else. Cap applies.

points

points

$ (10//12/22)

Good, Excellent

Good, Excellent

Why we chose it

The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more.

Pros

  • Up to $ credit for Global Entry or TSA PreCheck application fee every four to five years.
  • Up to $ annual statement credit for U.S. Dell purchases (enrollment required).
  • Gold status at Marriott and Hilton hotels; access to the Fine Hotels & Resorts program and Hotel Collection (enrollment required).
  • Extended warranty protection; International Airline Program; and Cruise Privileges Program.

Cons

  • Steep $ annual fee.
  • Difficulty meeting $15, minimum spend for smaller businesses.
  • Limited high bonus categories outside of travel.
  • Welcome Offer: EarnMembership Rewards® points after you spend $15, on eligible purchases with your Card within the first 3 months of Card Membership.
  • Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be % to % based on your credit worthiness and other factors as determined at the time of account opening.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on mynewextsetup.us
  • Earn X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5, or more everywhere else. Cap applies.
  • Unlock over $1, in value per year for statement credits on select purchases with your Card, including up to $ with Dell Technologies, up to $ with Indeed, up to $ with Adobe and up to $ on wireless telephone purchases. Enrollment required.
  • $ Airline Fee Credit: Get up to $ in statement credits per calendar year toward baggage fees and more at one qualifying airline.
  • $ CLEAR® Credit: Use your Card and get up to $ back per year on your CLEAR® membership.
  • Access to more than 1, airport lounges across countries and counting with The American Express Global Lounge Collection®. More lounge options than any other credit card on the market as of 8/
  • $ Annual Fee ($ if application is received on or after 01/13/).
  • Terms Apply.
  • See Rates & Fees

Pros

  • Up to $ credit for Global Entry or TSA PreCheck application fee every four to five years.
  • Up to $ annual statement credit for U.S. Dell purchases (enrollment required).
  • Gold status at Marriott and Hilton hotels; access to the Fine Hotels & Resorts program and Hotel Collection (enrollment required).
  • Extended warranty protection; International Airline Program; and Cruise Privileges Program.

Cons

  • Steep $ annual fee.
  • Difficulty meeting $15, minimum spend for smaller businesses.
  • Limited high bonus categories outside of travel.
  • Welcome Offer: EarnMembership Rewards® points after you spend $15, on eligible purchases with your Card within the first 3 months of Card Membership.
  • Plus, 0% Intro APR for 12 months from the date of best chase credit card for airline miles account opening on purchases eligible for Pay Over Time. After that, your APR will be % to % based on your credit worthiness and other factors as determined at the time of account opening.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on mynewextsetup.us
  • Earn X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5, or more everywhere else. Cap applies.
  • Unlock over $1, in value per year for statement credits on select purchases with your Card, best chase credit card for airline miles up to $ with Dell Technologies, up to $ with Indeed, up to $ with Adobe and up to $ on wireless telephone purchases. Enrollment required.
  • $ Airline Fee Credit: Get up to $ in statement credits per calendar year toward baggage fees and more at one qualifying airline.
  • $ CLEAR® Credit: Use your Card and get up to $ back per year on your CLEAR® membership.
  • Access to more than 1, airport lounges across countries and counting with The American Express Global Lounge Collection®. More lounge options than any other credit card on the market as of 8/
  • $ Annual Fee ($ if application is received on or after 01/13/).
  • Terms Apply.
  • See Rates & Fees

Terms & restrictions mynewextsetup.us rates & fees

NEW PLATINUM EXCLUSIVE OFFER

New Platinum exclusive offer

5 - 10X points

  • 10X Earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25, in combined purchases, during your first 6 months of Card Membership.
  • 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $, on these purchases per calendar year.
  • 5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

points

points

Excellent/Good

Excellent/Good

Why we chose it

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee.

Pros

  • The current welcome bonus on this card is quite lucrative. TPG values it at $2, not including any points you may earn from the temporary 10x bonus categories.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and more than $1, in assorted annual statement credits and so much more.
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $ annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee credit and other statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
  • EarnMembership Rewards® Points after you spend $6, on purchases on the Card in your first 6 months of Card Membership.
  • Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25, in combined purchases, during your first 6 months of Card Membership.
Источник: mynewextsetup.us

Points Principles: Just Starting with Points &#; Miles? Start with Chase Credit Cards

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Editor’s Note: Welcome to our Points Principles series, an ongoing series dedicated to explaining the basics behind the confusing world of frequent flyer miles and travel rewards points. Follow along as we lay out some of the building blocks to travel for nearly free. And check back to the Points Principles page to see what ground we’ve already covered.

There’s a good reason we tell readers getting started with points and miles to consider opening travel rewards cards like the Chase Sapphire Preferred® Card. Actually, there are two of them.

First, these cards best chase credit card for airline miles earn Chase Ultimate Rewards points are the best way to get a handle on points and miles. You get great value in the most straightforward way to use points: putting them directly toward the cost of a flight when booking through the Chase travel portal. And it’s also an opportunity to learn about the power of transferring Chase points to airlines and hotel chains to get even more out of your points.

But there’s another reason, and it&#;s even more important: First convenience bank at walmart growing restrictions on getting approved for Chase credit cards mean you could miss the boat on Chase entirely if you don&#;t start with Chase credit cards.

 

Mastering Points and Miles with Chase

There are two basic types of currencies in the frequent flyer world. There are airline miles you earn with Delta, United, and other airlines. And then there are credit card points you can use to buy down the cash price of airfare &#; or transfer to other airlines. And there are big differences between credit card points and airline miles.

With Chase Ultimate Rewards, you get the best of both worlds. You get the simplicity of Chase’s travel portal, where you can use the points you’ve earned to book airfare directly. It’s the easiest way to use points, our favorite way to book cheap flight deals, and it also allows you to bank of america checking customer service phone number earning miles with the airline you fly on.

However, Chase also hasmore than a dozen airline and hotel chain partners to which you can transfer your Ultimate points. Check out the full list: 

 

ProgramTypeTransfer RatioTransfer Time
Aer LingusAirlineInstant
Air Canada AeroplanAirlineInstant
Air France/KLMAirlineInstant
British AirwaysAirlineInstant
EmiratesAirlineInstant
Iberia PlusAirlineInstant
JetBlueAirlineInstant
Singapore AirAirline hours
Southwest AirlinesAirlineInstant
United AirlinesAirlineInstant
Virgin AtlanticAirlineInstant
World of HyattHotelInstant
IHGHotel1 day
Marriott RewardsHotel2 days

 

Some of these partners are stronger than others. But as you learn more about miles and credit cards, you’ll see that transferring points is the key to getting even more value out of your points. It’s how you can book luxurious business and first-class seats you’d never pay in cash &#; or even be able to afford. Read our guide on how to transfer Chase points.

 

Chase Credit Cards

 

Chase isn’t alone in that regard. American Express,Capital One, and Citi all allow cardholders to book directly with airlines or transfer points to travel partners. And you can also book directly through each bank&#;s travel portal using points. 

But on the whole, Chase is better. While other banks give their users just 1 cent per point for travel when booking direct, Chase ups the ante. Cardholders of the Chase Sapphire Preferred get cents per point. The Chase Sapphire Reserve is even better, getting you cents per point.

 

CSP MSP to BNA

 

That combination of value and versatility is why we’ve named the Chase Sapphire Preferred the best starter travel rewards mynewextsetup.us’s also why the Chase Sapphire Reserve is widely considered one of the best travel rewards credit cards &#; if not the best.

And it’s what makes Chase credit cards the perfect place to start with points and miles. But there’s another important factor that could make it imperative to start with Chase.

 

Open Chase Cards Before It’s Too Late

Chase is one of the stingiest banks when it comes to approving applications for credit cards. Some advanced planning can help you beat the sting.

If you’ve read a word about Chase credit cards, you may have come across its notorious 5/24 rule. What it means is that once you’ve opened five or more credit cards (from any bank, not just Chase) in the previous month period, you will not be approved for a Chase card.

 

 

Historically, not every Chase card has fallen under this rule. The big guns like the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom, and others all did, as did some other big co-branded airline cards like the United MileagePlus Explorer card. Others escaped Chase’s ire.

But that number is shrinking. It now includes cards like the World of Hyatt card, British Airways Visa Signature Card, and Iberia Visa Signature card. Overall, Chase appears to be making it harder for travelers to keep cycling through cards to earn sign-up bonuses.

 

Chase Credit Cards

 

So what does that mean for a beginner who can’t fathom opening five cards in two years? Even if that thought makes your head spin, you should still plan ahead and prioritize Chase. Before you know it, it could be too late to get approved for a Chase card.

Think about the cards you want &#; and may want &#; before moving onto other banks like American Express or Citi, which aren’t nearly as restrictive when it comes to approving applications. You should be able to open those cards at almost anytime, but your window to open Chase credit cards can close fast.

Start with the Chase Sapphire Preferred Card,easily the best starter card on the market. You can earn 60, points after spending $4, within three months. Plus, the card&#;s reasonable $95 annual fee gets cut in half thanks to a $50 grocery statement credit that will kick in automatically.

 

Chase Sapphire Preferred Card

 

Click Here to get more information about the Chase Sapphire Preferred Card. 

 

Want points and premium travel perks like lounge access, a $ annual travel credit, and Global Entry or TSA PreCheck? The Chase Sapphire Reserve®is always worth a look, especially now that it&#;s offering a 50,point bonus after spending $4, within three months.

 

chase sapphire reserve

 

Click Here to get more information about the Chase Sapphire Preferred Card. 

If you want to keep earning flexible Ultimate Rewards points, get a Chase Freedom Flex or Chase Freedom Unlimited card before moving on to other banks. If you live in a United hub, consider the United MileagePlus Explorer card. Want to rack up some Hyatt Rewards points? You may want to open a World of Hyatt card, another valuable Chase option.

That may seem like a lot, and you certainly don’t need to open them all. But you do need to plan ahead for the credit cards you may want, putting Chase at the front of the line.

 

Bottom Line

Chase Ultimate Rewards are considered the most valuable points out there for a reason, but it’s also the perfect place to get started with points and miles. It’s the perfect system to learn the ropes.

And it’s more important than ever to prioritize Chase if you want to accelerate your travels. Wait too long, and it could be too late. 

 

Stop overpaying for travel!

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Источник: mynewextsetup.us

One question I hear often is &#;what is the best credit card for airline miles?&#; The answer like the answer to everything credit card related is that it depends. Different types of cards earn different types of miles which can be used in different types of ways. Luckily, you can simplify the search process by breaking down the different types of credit cards that earn airline miles. In this article, I&#;ll walk you through the the process of finding the best credit card for airline miles. 

Update: Some offers are no longer available — click here for the latest deals!

How do airline miles work?

The way airline miles work is simple. You collect points for an airline and then redeem those points for flights on that airline or a partner airline depending on the award chart price.

While that&#;s simple enough it&#;s a little bit less clear how airlines miles work with respect to credit cards. However, there are basically three different ways that you can earn miles with credit cards: 1) transferrable points, 2) co-branded credit cards, and 3) statement credit &#;miles.&#;

Tip: Use WalletFlo for all your credit card needs. It&#;s free and will help you optimize your rewards and savings!

Transferrable points

Some of the best credit cards for airline miles are credit cards that earn points which can be transferred to different airlines. For example, the Chase Sapphire Preferred earns Ultimate Rewards that can be transferred to a best chase credit card for airline miles of quality transfer partners, such as United, Southwest, Singapore, British Airways, and others.

American Express is another solid transfer program that will earn you Membership Rewards that you can transfer out to other great airline partners like Delta, Aeroplan, Asia Miles, Emirates, and many others. In fact, Amex might even have better airline partners than Chase.

Earning transferrable points has two great advantages.

Flexibility

Transferrable points give you a ton flexibility since you can choose where you want your points to go at the right time. Award prices change, plans get shaken up, and you never know what else might happen so it&#;s a good idea to leave yourself with some options for redeeming your points.

Outsized value

One great thing about transferring points is that you can transfer to them to some of the most valuable loyalty programs to book amazing first class flying experiences at outsized value. For example, I recently transferred Chase Ultimate Rewards to Singapore Airlines to fly on one of the most premier first class cabins in the world.

Co-branded credit cards

Co-branded bank of america tropicana las vegas cards will earn you points for a specific loyalty program. For example, the Chase Southwest credit card will earn you Southwest Rapid Rewards that you can utilize on Southwest flights.

But you won&#;t just be limited to a single airline with every card. This is because you can utilize airline partners and alliances. For example, I recently used American Airlines credit cards to earn AA miles that I then used to book first class tickets on oneworld partner, Qatar Airways.

So with co-branded credit cards you get some flexibility and potential for outsized value, it&#;s just not as much as you do with transferrable points.

Cards that earn &#;Miles&#;

There are also credit cards that don&#;t miles for different airlines. Instead, these credit cards earn &#;miles&#; that act as a statement credit which can be applied toward airline purchases (or other travel purchases). You lose out on the ability to redeem points for outsized value on first class flights but you gain the simplicity and ease of redeeming points for a statement credit.

With these type of credit cards, you don&#;t have to worry about award inventory or blackout dates. You simply put a travel expense on your card and redeem your points for it. A perfect example of this type of credit card is the Capital One Venture Rewards Credit Card.

What is the Best Credit Card for Airline Miles?

Here&#;s my list of of the best credit cards for airline miles:

  • Chase Sapphire Preferred
  • Chase Sapphire Reserve
  • The Platinum Card® from American Express
  • Barclaycard Aviator Red
  • United MileagePlus Explorer Card
  • Southwest Airlines Rapid Rewards Plus Card (to be added below soon)
  • Gold Delta SkyMiles® Credit Card from American Express
  • Capital One Venture

Most of the good credit cards for airline miles are going to require you to have good to excellent credit. 

Chase Sapphire Preferred

  • 60, Ultimate Rewards after spending $4, within 3 months
  • 2X on dining and travel
  • Great purchase and travel protections
  • Low annual fee

The Chase Sapphire Preferred is arguably the best credit card for airline miles for the the masses. That&#;s because it comes with a low annual fee (waived the first year) and a strong sign-up bonus of 60, points. You&#;ll also be earning 2X the points on dining and travel which can add up fast.

Chase Sapphire Reserve

  • 50, Ultimate Rewards after spending $4, within 3 months
  • $ travel credit
  • 3X on dining and travel
  • Priority Pass access
  • Great purchase and travel protections

The Chase Sapphire Reserve is arguably the best travel rewards credit card. It comes with a solid 50, point sign-up bonus, earns 3X on dining and travel, allows you to redeem points for travel at cents per point, gives you primary rental car coverage (along with other great purchase and travel protections), and comes with a $ travel credit.

The Reserve also gives you (and your traveling companions) lounge access at over 1, lounges around the world with Priority Pass. All of these perks make it very easy to make up for the $ annual fee of this card. And that’s why I feature the Reserve as my #1 travel rewards credit card in my list of top travel credit cards.

Because this card so valuable and it’s subject to 5/24, it’s usually one of the first credit cards I recommend for people with established credit profiles.

The Platinum Card® from American Express

  • , miles after spending $5, within the first 6 months
  • Priority Pass, Centurion lounge, and Delta SkyClub access (when flying Delta)
  • Hilton Gold and SPG Gold elite status
  • 5X on airfare and 5X on hotels booked through the Amex Travel
  • TSA Pre-Check/Global Entry $ credit
  • Annual fee: $ (NOT waived first year)

Even theoffer on The Platinum Card® from American Express is among the highest bonus offers compared to the competition. And that&#;s worth a lot of points since American Express has arguably better transfer partners than Chase. With American Express, you can transfer Membership Rewards to airlines like ANA, Aeroplan, Cathay Pacific Asia Miles, British Airways/Iberia, Flying Blue, Delta, JetBlue, Etihad, Emirates, and several others.

If you’re able to utilize the $ annual travel credit and the $ in Uber credits, you’re looking at an effective annual fee of $, which is fantastic considering the benefits listed above.

Barclaycard Aviator Red

  • Earn 50, AAdvantage miles after your first purchase and paying the $99 annual fee in full, both within the first 90 days
  • Earn 2X on eligible American Airlines purchases
  • First checked bag free for the primary cardmember and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines
  • Preferred boarding for the primary cardmember and up to 4 companions on their reservation
  • Annual fee $99 (not waived)

The Barclaycard Aviator Red is definitely one of the best credit cards for airline miles. That&#;s because it offers a high sign-up bonus after just making a single purchase. You can buy a stick of gum and earn enough miles for a roundtrip to anywhere within the US in first class!

This offer is a bit like paying $99 for 50, AAdvantage miles, which is a great deal. This offer does at times rise to 60, so you might want to hold off until that higher bonus rolls around.

United MileagePlus Explorer Card

  • High sign-up bonus (varies over time)
  • Annual United Club lounge pass for two people
  • Free checked bag and priority boarding
  • Increased award inventory

The United MileagePlus Explorer card often comes with a high sign-up bonus of 40, miles or higher. In fact, the offer can be as high as 60, or 70,. I personally love this airlines credit card because it comes with an annual United Club lounge pass for two people. So you can relax in a United Airlines lounge and enjoy complimentary drinks and food/snacks.

You&#;ll also get benefits like free checked luggage and priority boarding along with increased award inventory.

Gold Delta SkyMiles® Credit Card from American Express

  • Offers may be up to 60, miles
  • $ statement credit sometimes offered
  • $99 annual fee waived the first year
  • 2X on Delta purchases

The Gold Delta SkyMiles® Credit Card from American Express is one of my favorite credit cards for quickly earning airline miles. I personally would wait until the 60, offer comes around (which is quite often). 60, Delta miles will put you on your way to earning enough miles for a one-way business class award to Europe.

I recently used 85, Delta miles to book a business class ticket on Virgin Atlantic and only ended up paying $ for a $8, flight! This credit card often comes with a statement credit worth up to $ which you can use to cover incidentals.

Capital One Venture

CAPITAL ONE VENTURE benefits
  • 60, points after spending $3, within the first 3 best chase credit card for airline miles on all purchases (redeemed towards travel)
  • 10X at mynewextsetup.us
  • $95 annual fee waived the first year

The Capital One Venture is one of the best credit cards for airline &#;miles&#; because it gives you 60, points worth $ as a sign-up bonus. So that&#;s $ that you can use toward any flight on charter com pay my bill much any airline. I&#;ve used the Capital One Venture on numerous occasions, including covering the high surcharges on award tickets like those on Emirates.

If you don&#;t want to hassle with learning how to transfer points or you don&#;t want to worry about searching for open award seats, then the Capital One Venture can be one of the best cards for earning miles.

Final word

The best credit card for airline miles is one that comes with a decent sign-up bonus, strong bonus earning potential, and will earn you miles that you&#;ll actually use. If you can focus narrowing down your options by focusing on obtaining a good sign-up bonus on a card that will earn you lots miles that you know you&#;ll put to use, you&#;ll be able to find the best airline credit card for you. And as Consumer Reports suggests, don&#;t forget to consider cash back credit cards.

UponArriving has partnered with CardRatings for our coverage of credit card products. UponArriving and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser&#;s responsibility to ensure all posts and/or questions are answered.

Daniel Gillaspia

Daniel Gillaspia is the Founder of mynewextsetup.us and creator of the credit card app, WalletFlo. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Sincehis content has been featured in major publications such as National Geographic, Smithsonian Magazine, Forbes, CNBC, US News, and Business Insider. Find his full bio here.

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Источник: mynewextsetup.us

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